Knoxville Tva Employees Credit Union mortgage approval rate & lending review
Knoxville Tva Employees Credit Union decided 2,687 mortgage applications and funded 2,363 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Knoxville Tva Employees Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Knoxville Tva Employees Credit Union at a glance
Approval is 24.0 points above the 69.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 333 / 346 | 94% | $265K | 314 |
| Home improvement loans | 97% | 565 / 584 | 97% | $75K | 548 |
| Cash-out refinance | 92% | 1,581 / 1,713 | 93% | $75K | 1,469 |
Knoxville Tva Employees Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 94% | $75K | 2,686 | 2,362 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Knoxville Tva Employees Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Knox County, TN | Cash-out refinance | 92% | 1,246 | 1,074 |
| Knox County, TN | Home improvement loans | 97% | 430 | 402 |
| Blount County, TN | Cash-out refinance | 94% | 318 | 264 |
| Knox County, TN | Mortgage lenders | 96% | 240 | 217 |
| Blount County, TN | Home improvement loans | 96% | 122 | 115 |
| Sullivan County, TN | Cash-out refinance | 94% | 85 | 76 |
| Blount County, TN | Mortgage lenders | 98% | 49 | 46 |
| Washington County, TN | Cash-out refinance | 89% | 38 | 33 |
| Sullivan County, TN | Home improvement loans | 100% | 20 | 19 |
| Sullivan County, TN | Mortgage lenders | 86% | 21 | 17 |
The county markets where Knoxville Tva Employees Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Knoxville Tva Employees Credit Union
What is Knoxville Tva Employees Credit Union's mortgage approval rate?
Knoxville Tva Employees Credit Union approved 93.7% of the 2,687 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 24.0 points above the 69.7% national rate for the same mix of loan types.
How often do borrowers take the loan Knoxville Tva Employees Credit Union offers?
Borrowers accepted 94% of the loans Knoxville Tva Employees Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Knoxville Tva Employees Credit Union make?
The typical cash-out refinance loan Knoxville Tva Employees Credit Union made was $75K; across all loan types its typical loan ran from $75K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Knoxville Tva Employees Credit Union lend?
Knoxville Tva Employees Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Tennessee and Georgia.
Can I apply to Knoxville Tva Employees Credit Union directly?
Yes. Knoxville Tva Employees Credit Union is a bank or credit union with 25 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Knoxville Tva Employees Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Knoxville Tva Employees Credit Union treats applications, then get a rate quote from the lender.