Kwik Mortgage Corporation mortgage approval rate & lending review
Kwik Mortgage Corporation decided 2,024 mortgage applications and funded 1,907 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Kwik Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Kwik Mortgage Corporation at a glance
Approval is 10.9 points above the 83.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 1,097 / 1,162 | 99% | $495K | 1,091 |
| Cash-out refinance | 95% | 205 / 215 | 99% | $545K | 203 |
| Refinance | 96% | 141 / 147 | 100% | $535K | 141 |
| Investment property purchase | 93% | 341 / 365 | 100% | $285K | 340 |
| Investment cash-out refinance | 99% | 83 / 84 | 98% | $305K | 81 |
| Investment refinance | 100% | 51 / 51 | 100% | $255K | 51 |
Kwik Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 95% | $545K | 797 | 751 |
| Texas | 97% | $445K | 295 | 284 |
| North Carolina | 96% | $355K | 199 | 192 |
| Florida | 91% | $385K | 160 | 145 |
| Georgia | 95% | $385K | 118 | 112 |
| California | 94% | $505K | 70 | 65 |
| Pennsylvania | 92% | $325K | 65 | 60 |
| Maryland | 94% | $395K | 64 | 60 |
| South Carolina | 89% | $325K | 64 | 57 |
| Tennessee | 92% | $435K | 64 | 58 |
| Virginia | 98% | $485K | 47 | 46 |
| New York | 91% | $525K | 22 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Kwik Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Middlesex County, NJ | Mortgage lenders | 94% | 179 | 165 |
| Somerset County, NJ | Mortgage lenders | 97% | 64 | 62 |
| Middlesex County, NJ | Cash-out refinance | 98% | 40 | 39 |
| Middlesex County, NJ | Investment property purchase | 82% | 39 | 32 |
| Somerset County, NJ | Cash-out refinance | 100% | 30 | 30 |
| Mercer County, NJ | Mortgage lenders | 97% | 30 | 29 |
| Middlesex County, NJ | Refinance | 96% | 28 | 27 |
| Wake County, NC | Investment property purchase | 100% | 20 | 20 |
The county markets where Kwik Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Kwik Mortgage Corporation
What is Kwik Mortgage Corporation's mortgage approval rate?
Kwik Mortgage Corporation approved 94.8% of the 2,024 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.9 points above the 83.9% national rate for the same mix of loan types.
How often do borrowers take the loan Kwik Mortgage Corporation offers?
Borrowers accepted 99% of the loans Kwik Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Kwik Mortgage Corporation make?
The typical home purchase mortgage loan Kwik Mortgage Corporation made was $495K; across all loan types its typical loan ran from $255K to $545K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Kwik Mortgage Corporation lend?
Kwik Mortgage Corporation decided applications in 19 of the states Fat Boy Data covers, most of them in New Jersey, Texas and North Carolina.
Can I apply to Kwik Mortgage Corporation directly?
Yes. Kwik Mortgage Corporation reports as a direct lender that takes applications from borrowers.
Does this page show Kwik Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Kwik Mortgage Corporation treats applications, then get a rate quote from the lender.