Land Home Financial Services, Inc. mortgage approval rate & lending review
Land Home Financial Services, Inc. decided 3,524 mortgage applications and funded 2,836 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Land Home Financial Services, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Land Home Financial Services, Inc. at a glance
Approval is 6.8 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,852 / 2,006 | 95% | $285K | 1,765 |
| Cash-out refinance | 86% | 183 / 212 | 90% | $315K | 164 |
| Refinance | 89% | 177 / 199 | 92% | $365K | 162 |
| Investment property purchase | 95% | 1,016 / 1,070 | 70% | $325K | 716 |
| Investment cash-out refinance | 86% | 24 / 28 | 96% | $395K | 23 |
Land Home Financial Services, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 94% | $455K | 1,060 | 877 |
| Texas | 93% | $275K | 485 | 375 |
| Iowa | 92% | $225K | 272 | 240 |
| Florida | 80% | $275K | 219 | 166 |
| Hawaii | 96% | $605K | 137 | 126 |
| Maryland | 88% | $215K | 134 | 95 |
| Illinois | 93% | $245K | 122 | 91 |
| Ohio | 96% | $265K | 102 | 87 |
| Wisconsin | 85% | $235K | 98 | 81 |
| Nevada | 98% | $335K | 86 | 72 |
| Tennessee | 95% | $275K | 86 | 70 |
| Colorado | 98% | $465K | 83 | 60 |
| Georgia | 95% | $345K | 74 | 58 |
| Alabama | 97% | $135K | 62 | 57 |
| Washington | 89% | $355K | 57 | 47 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Land Home Financial Services, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Polk County, IA | Mortgage lenders | 95% | 201 | 186 |
| Honolulu County, HI | Mortgage lenders | 97% | 93 | 88 |
| Harris County, TX | Investment property purchase | 94% | 80 | 65 |
| San Joaquin County, CA | Mortgage lenders | 95% | 65 | 59 |
| Merced County, CA | Mortgage lenders | 96% | 48 | 45 |
| Dallas County, TX | Investment property purchase | 100% | 62 | 43 |
| Stanislaus County, CA | Mortgage lenders | 92% | 39 | 33 |
| Dallas County, IA | Mortgage lenders | 91% | 34 | 29 |
| Tarrant County, TX | Investment property purchase | 88% | 32 | 22 |
| Adams County, CO | Investment property purchase | 100% | 23 | 21 |
| La Crosse County, WI | Mortgage lenders | 95% | 20 | 19 |
| Marion County, IN | Investment property purchase | 87% | 23 | 15 |
The county markets where Land Home Financial Services, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Land Home Financial Services, Inc.
What is Land Home Financial Services, Inc.'s mortgage approval rate?
Land Home Financial Services, Inc. approved 92.5% of the 3,524 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.8 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan Land Home Financial Services, Inc. offers?
Borrowers accepted 87% of the loans Land Home Financial Services, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Land Home Financial Services, Inc. make?
The typical home purchase mortgage loan Land Home Financial Services, Inc. made was $285K; across all loan types its typical loan ran from $285K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Land Home Financial Services, Inc. lend?
Land Home Financial Services, Inc. decided applications in 42 of the states Fat Boy Data covers, most of them in California, Texas and Iowa.
Can I apply to Land Home Financial Services, Inc. directly?
Yes. Land Home Financial Services, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Land Home Financial Services, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Land Home Financial Services, Inc. treats applications, then get a rate quote from the lender.