Legacy Bank (Kansas) mortgage approval rate & lending review
Legacy Bank (Kansas) decided 390 mortgage applications and funded 374 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Legacy Bank (Kansas) reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Legacy Bank (Kansas) at a glance
Approval is 14.2 points above the 83.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 302 / 302 | 99% | $165K | 298 |
| Investment refinance | 100% | 37 / 37 | 100% | $125K | 37 |
| Investment home improvement | 100% | 35 / 35 | 97% | $105K | 34 |
Legacy Bank (Kansas) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Kansas | 97% | $165K | 386 | 370 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Legacy Bank (Kansas) lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Sedgwick County, KS | Investment property purchase | 100% | 299 | 295 |
| Sedgwick County, KS | Investment refinance | 100% | 37 | 37 |
| Sedgwick County, KS | Investment home improvement | 100% | 34 | 33 |
The county markets where Legacy Bank (Kansas) made the most loans. Each link opens that market with every lender ranked.
Questions about Legacy Bank (Kansas)
What is Legacy Bank (Kansas)'s mortgage approval rate?
Legacy Bank (Kansas) approved 97.4% of the 390 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.2 points above the 83.2% national rate for the same mix of loan types.
How often do borrowers take the loan Legacy Bank (Kansas) offers?
Borrowers accepted 98% of the loans Legacy Bank (Kansas) approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Legacy Bank (Kansas) make?
The typical investment property mortgage loan Legacy Bank (Kansas) made was $165K; across all loan types its typical loan ran from $105K to $165K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Legacy Bank (Kansas) lend?
Legacy Bank (Kansas) decided applications in 3 of the states Fat Boy Data covers, most of them in Kansas, Oklahoma and Arizona.
Can I apply to Legacy Bank (Kansas) directly?
Yes. Legacy Bank (Kansas) is a bank or credit union with 34 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Legacy Bank (Kansas)'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Legacy Bank (Kansas) treats applications, then get a rate quote from the lender.