Liberty First Credit Union mortgage approval rate & lending review
Liberty First Credit Union decided 1,054 mortgage applications and funded 971 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Liberty First Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Liberty First Credit Union at a glance
Approval is 14.8 points above the 78.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 444 / 471 | 99% | $235K | 439 |
| Cash-out refinance | 98% | 365 / 374 | 99% | $55K | 361 |
| Refinance | 83% | 120 / 145 | 96% | $205K | 115 |
| Investment property purchase | 91% | 30 / 33 | 97% | $155K | 29 |
Liberty First Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Nebraska | 94% | $205K | 1,054 | 971 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Liberty First Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lancaster County, NE | Mortgage lenders | 94% | 436 | 407 |
| Lancaster County, NE | Cash-out refinance | 97% | 356 | 343 |
| Lancaster County, NE | Refinance | 83% | 142 | 113 |
| Lancaster County, NE | Investment property purchase | 93% | 29 | 27 |
| Lancaster County, NE | Investment refinance | 91% | 22 | 20 |
The county markets where Liberty First Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Liberty First Credit Union
What is Liberty First Credit Union's mortgage approval rate?
Liberty First Credit Union approved 93.6% of the 1,054 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.8 points above the 78.8% national rate for the same mix of loan types.
How often do borrowers take the loan Liberty First Credit Union offers?
Borrowers accepted 98% of the loans Liberty First Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Liberty First Credit Union make?
The typical home purchase mortgage loan Liberty First Credit Union made was $235K; across all loan types its typical loan ran from $55K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Liberty First Credit Union lend?
Liberty First Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Nebraska.
Can I apply to Liberty First Credit Union directly?
Yes. Liberty First Credit Union is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Liberty First Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Liberty First Credit Union treats applications, then get a rate quote from the lender.