Linkbank mortgage approval rate & lending review
Linkbank decided 725 mortgage applications and funded 575 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Linkbank reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to burkeandherbertbank.com.
Linkbank at a glance
Approval is 6.5 points above the 77.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 203 / 230 | 92% | $215K | 186 |
| Home improvement loans | 72% | 128 / 177 | 92% | $155K | 118 |
| Refinance | 84% | 118 / 140 | 97% | $185K | 114 |
| Investment property purchase | 95% | 104 / 109 | 98% | $265K | 102 |
| Investment refinance | 87% | 33 / 38 | 97% | $315K | 32 |
Linkbank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 86% | $185K | 498 | 405 |
| Virginia | 88% | $215K | 89 | 71 |
| Delaware | 69% | $155K | 59 | 40 |
| Maryland | 77% | $215K | 56 | 42 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Linkbank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dauphin County, PA | Mortgage lenders | 91% | 81 | 68 |
| Cumberland County, PA | Mortgage lenders | 92% | 48 | 41 |
| Schuylkill County, PA | Home improvement loans | 74% | 35 | 25 |
| Schuylkill County, PA | Refinance | 86% | 29 | 23 |
| Dauphin County, PA | Refinance | 78% | 27 | 19 |
| Sussex County, DE | Home improvement loans | 65% | 26 | 16 |
| Dauphin County, PA | Home improvement loans | 71% | 21 | 13 |
The county markets where Linkbank made the most loans. Each link opens that market with every lender ranked.
Questions about Linkbank
What is Linkbank's mortgage approval rate?
Linkbank approved 84.1% of the 725 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.5 points above the 77.7% national rate for the same mix of loan types.
How often do borrowers take the loan Linkbank offers?
Borrowers accepted 94% of the loans Linkbank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Linkbank make?
The typical home purchase mortgage loan Linkbank made was $215K; across all loan types its typical loan ran from $155K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Linkbank lend?
Linkbank decided applications in 10 of the states Fat Boy Data covers, most of them in Pennsylvania, Virginia and Delaware.
Can I apply to Linkbank directly?
Yes. Linkbank reports as a direct lender that takes applications from borrowers. Its website is burkeandherbertbank.com.
Does this page show Linkbank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Linkbank treats applications, then get a rate quote from the lender.