M/I Financial, LLC mortgage approval rate & lending review
M/I Financial, LLC decided 22,032 mortgage applications and funded 18,102 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions M/I Financial, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
M/I Financial, LLC at a glance
Approval is 9.6 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 20,355 / 20,956 | 85% | $405K | 17,267 |
| Investment property purchase | 98% | 1,057 / 1,074 | 79% | $275K | 833 |
M/I Financial, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 97% | $335K | 6,579 | 5,518 |
| Florida | 97% | $415K | 4,540 | 3,581 |
| Ohio | 98% | $425K | 2,892 | 2,232 |
| North Carolina | 100% | $525K | 2,258 | 2,019 |
| Illinois | 95% | $425K | 1,793 | 1,465 |
| Minnesota | 99% | $375K | 1,729 | 1,529 |
| Indiana | 92% | $355K | 1,339 | 1,103 |
| Michigan | 98% | $375K | 736 | 532 |
| Tennessee | 97% | $455K | 159 | 116 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where M/I Financial, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pasco County, FL | Mortgage lenders | 98% | 1,121 | 903 |
| Bexar County, TX | Mortgage lenders | 97% | 1,020 | 892 |
| Collin County, TX | Mortgage lenders | 98% | 899 | 763 |
| Wake County, NC | Mortgage lenders | 100% | 839 | 735 |
| Denton County, TX | Mortgage lenders | 98% | 741 | 625 |
| Franklin County, OH | Mortgage lenders | 99% | 763 | 619 |
| Delaware County, OH | Mortgage lenders | 99% | 726 | 571 |
| Montgomery County, TX | Mortgage lenders | 96% | 609 | 526 |
| Williamson County, TX | Mortgage lenders | 100% | 663 | 487 |
| Manatee County, FL | Mortgage lenders | 98% | 590 | 476 |
| Hennepin County, MN | Mortgage lenders | 99% | 504 | 449 |
| Orange County, FL | Mortgage lenders | 94% | 556 | 435 |
The county markets where M/I Financial, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about M/I Financial, LLC
What is M/I Financial, LLC's mortgage approval rate?
M/I Financial, LLC approved 97.2% of the 22,032 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan M/I Financial, LLC offers?
Borrowers accepted 85% of the loans M/I Financial, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does M/I Financial, LLC make?
The typical home purchase mortgage loan M/I Financial, LLC made was $405K; across all loan types its typical loan ran from $275K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does M/I Financial, LLC lend?
M/I Financial, LLC decided applications in 10 of the states Fat Boy Data covers, most of them in Texas, Florida and Ohio.
Can I apply to M/I Financial, LLC directly?
Yes. M/I Financial, LLC reports as a direct lender that takes applications from borrowers.
Does this page show M/I Financial, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how M/I Financial, LLC treats applications, then get a rate quote from the lender.