Marion and Polk Schools Credit Union mortgage approval rate & lending review
Marion and Polk Schools Credit Union decided 1,339 mortgage applications and funded 1,150 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Marion and Polk Schools Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Marion and Polk Schools Credit Union at a glance
Approval is 19.6 points above the 67.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 209 / 234 | 98% | $305K | 205 |
| Home improvement loans | 87% | 878 / 1,011 | 99% | $105K | 869 |
| Cash-out refinance | 94% | 29 / 31 | 100% | $285K | 29 |
| Investment home improvement | 64% | 16 / 25 | 94% | $155K | 15 |
Marion and Polk Schools Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 87% | $105K | 1,333 | 1,149 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Marion and Polk Schools Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, OR | Home improvement loans | 88% | 880 | 768 |
| Marion County, OR | Mortgage lenders | 89% | 198 | 173 |
| Linn County, OR | Home improvement loans | 78% | 46 | 36 |
| Marion County, OR | Cash-out refinance | 93% | 28 | 26 |
| Clackamas County, OR | Home improvement loans | 81% | 26 | 20 |
The county markets where Marion and Polk Schools Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Marion and Polk Schools Credit Union
What is Marion and Polk Schools Credit Union's mortgage approval rate?
Marion and Polk Schools Credit Union approved 87.0% of the 1,339 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.6 points above the 67.4% national rate for the same mix of loan types.
How often do borrowers take the loan Marion and Polk Schools Credit Union offers?
Borrowers accepted 99% of the loans Marion and Polk Schools Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Marion and Polk Schools Credit Union make?
The typical home improvement loan loan Marion and Polk Schools Credit Union made was $105K; across all loan types its typical loan ran from $105K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Marion and Polk Schools Credit Union lend?
Marion and Polk Schools Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Oregon, California and Arizona.
Can I apply to Marion and Polk Schools Credit Union directly?
Yes. Marion and Polk Schools Credit Union is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Marion and Polk Schools Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Marion and Polk Schools Credit Union treats applications, then get a rate quote from the lender.