Lender profile · HMDA 2023–2025
McCoy Federal Credit Union mortgage approval rates & lending data
McCoy Federal Credit Union decided 460 mortgage applications and funded 209 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 65% | 53 / 82 | 42% | $375K | 22 |
| Home improvement loans | 62% | 158 / 254 | 82% | $65K | 130 |
| Cash-out refinance | 63% | 66 / 105 | 77% | $105K | 51 |
McCoy Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 62% | $65K | 460 | 209 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.