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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Osceola County, Florida

Fat Boy Data analyzed home improvement loan activity in Osceola County, Florida, home to Kissimmee, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,733 applications were decided by 113 lenders between 2023 and 2025.

Osceola County at a glance

113Active lenders31 with 20+ decisions
43.7%Market approval rate1,630 of 3,733 decided
$75KTypical loanmedian lender, $10K brackets
88%Borrower take-up1,439 loans funded

How Osceola County compares

Approval rate compared
Osceola County43.7%Florida53.6%All 616 counties62.7%
Typical loan compared
Osceola County$75KFlorida$75KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Osceola County, FL, 151 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 87% of 30.

Lenders approved 43.7% of home improvement loan applications in Osceola County, FL, 10.0 percentage points below the Florida rate of 53.6%.

Only 1 lender here typically writes at or below $35K: Regions Bank.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 18% approved of 190One lender: 24% approved of 66One lender: 25% approved of 20Bank of America, National Association: 25% approved of 601One lender: 28% approved of 155Truist Bank: 31% approved of 237Regions Bank: 32% approved of 226One lender: 38% approved of 114One lender: 39% approved of 149One lender: 39% approved of 23One lender: 39% approved of 97One lender: 40% approved of 43One lender: 40% approved of 68One lender: 45% approved of 22One lender: 46% approved of 142One lender: 46% approved of 65One lender: 50% approved of 128One lender: 52% approved of 168One lender: 53% approved of 64One lender: 53% approved of 32Navy Federal Credit Union: 57% approved of 197One lender: 61% approved of 38One lender: 62% approved of 133One lender: 62% approved of 24One lender: 63% approved of 116One lender: 68% approved of 56One lender: 69% approved of 32One lender: 71% approved of 21One lender: 79% approved of 28One lender: 87% approved of 30One lender: 97% approved of 161

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Osceola County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association25%153 / 60199%$75K151
2Truist Bank31%73 / 23788%$85K64
3Regions Bank32%72 / 22686%$35K62
4Navy Federal Credit Union57%112 / 19796%$75K108
5Discover Bank18%34 / 190100%$65K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 108 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Osceola County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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