HomeFloridaOsceola CountyHome improvement loans
home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Osceola County, Florida

Fat Boy Data analyzed home improvement loan activity in Osceola County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,733 applications were decided by 113 lenders between 2023 and 2025.

Osceola County at a glance

113Active lenders31 with 20+ decisions
43.7%Market approval rate1,630 of 3,733 decided
$75KTypical loanmedian lender, $10K brackets
88%Borrower take-up1,439 loans funded

How Osceola County compares

Approval rate compared
Osceola County43.7%Florida53.6%All 616 counties62.7%
Typical loan compared
Osceola County$75KFlorida$75KAll 616 counties$75K

What the data shows

Bank of America, National Association made the most home improvement loans in Osceola County, FL, 151 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 87% of 30.

Lenders approved 43.7% of home improvement loan applications in Osceola County, FL, 10.0 percentage points below the Florida rate of 53.6%.

Only 1 lender here typically writes at or below $35K: Regions Bank.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 18% approved of 190U.S. Bank National Association: 24% approved of 66Alliant Credit Union: 25% approved of 20Bank of America, National Association: 25% approved of 601Spring Eq, LLC: 28% approved of 155Truist Bank: 31% approved of 237Regions Bank: 32% approved of 226Midflorida: 38% approved of 114Fifth Third Bank, National Association: 39% approved of 149Fourleaf: 39% approved of 23TD Bank, National Association: 39% approved of 97Citizens Bank, National Association: 40% approved of 43Third Federal Savings And Loan Association Of Cleveland: 40% approved of 68New American Funding, LLC: 45% approved of 22PARTNERS Federal Credit Union: 46% approved of 142Pentagon Federal Credit Union: 46% approved of 65PNC Bank, National Association: 50% approved of 128SouthState Bank, National Association: 52% approved of 168Space Coast Credit Union: 53% approved of 64The Loan Store, Inc.: 53% approved of 32Navy Federal Credit Union: 57% approved of 197Suncoast Credit Union: 61% approved of 38Figure Lending LLC: 62% approved of 133Rocket Mortgage, LLC: 62% approved of 24Fairwinds Credit Union: 63% approved of 116McCoy Federal Credit Union: 68% approved of 56Seacoast National Bank: 69% approved of 32Lendage, LLC: 71% approved of 21Nationstar Mortgage LLC: 79% approved of 28Homebridge Financial Services, Inc.: 87% approved of 30Coastal Community Bank: 97% approved of 161

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Home improvement loan lenders in Osceola County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association25%153 / 60199%$75K151
2Truist Bank31%73 / 23788%$85K64
3Regions Bank32%72 / 22686%$35K62
4Navy Federal Credit Union57%112 / 19796%$75K108
5Discover Bank18%34 / 190100%$65K34

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 108 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home improvement loan lenders in Osceola County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Osceola County

Nearby markets