Merchants Mortgage & Trust Corporation, LLC mortgage approval rate & lending review
Merchants Mortgage & Trust Corporation, LLC decided 4,248 mortgage applications and funded 4,208 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Merchants Mortgage & Trust Corporation, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Merchants Mortgage & Trust Corporation, LLC at a glance
Approval is 13.3 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 99% | 3,840 / 3,872 | 100% | $405K | 3,840 |
| Investment refinance | 100% | 178 / 178 | 100% | $885K | 178 |
| Investment home improvement | 95% | 138 / 146 | 100% | $625K | 138 |
Merchants Mortgage & Trust Corporation, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $625K | 1,765 | 1,743 |
| Colorado | 100% | $465K | 755 | 755 |
| Arizona | 100% | $405K | 388 | 388 |
| Washington | 99% | $545K | 337 | 335 |
| Oregon | 100% | $385K | 235 | 235 |
| Florida | 99% | $265K | 154 | 152 |
| Texas | 98% | $235K | 102 | 100 |
| Missouri | 96% | $155K | 82 | 79 |
| Michigan | 100% | $175K | 56 | 56 |
| Illinois | 92% | $235K | 50 | 46 |
| Kansas | 100% | $245K | 42 | 42 |
| Alabama | 100% | $135K | 41 | 41 |
| Ohio | 100% | $185K | 33 | 33 |
| Georgia | 100% | $175K | 31 | 31 |
| Maryland | 91% | $445K | 22 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Merchants Mortgage & Trust Corporation, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Investment property purchase | 99% | 567 | 559 |
| Maricopa County, AZ | Investment property purchase | 100% | 300 | 300 |
| Denver County, CO | Investment property purchase | 100% | 230 | 230 |
| San Bernardino County, CA | Investment property purchase | 98% | 190 | 187 |
| Orange County, CA | Investment property purchase | 99% | 175 | 174 |
| Sacramento County, CA | Investment property purchase | 99% | 167 | 166 |
| Jefferson County, CO | Investment property purchase | 100% | 157 | 157 |
| King County, WA | Investment property purchase | 100% | 136 | 136 |
| Arapahoe County, CO | Investment property purchase | 100% | 132 | 132 |
| Multnomah County, OR | Investment property purchase | 100% | 104 | 104 |
| Riverside County, CA | Investment property purchase | 100% | 101 | 101 |
| San Diego County, CA | Investment property purchase | 98% | 90 | 88 |
The county markets where Merchants Mortgage & Trust Corporation, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Merchants Mortgage & Trust Corporation, LLC
What is Merchants Mortgage & Trust Corporation, LLC's mortgage approval rate?
Merchants Mortgage & Trust Corporation, LLC approved 99.1% of the 4,248 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.3 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan Merchants Mortgage & Trust Corporation, LLC offers?
Borrowers accepted 100% of the loans Merchants Mortgage & Trust Corporation, LLC approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Merchants Mortgage & Trust Corporation, LLC make?
The typical investment property mortgage loan Merchants Mortgage & Trust Corporation, LLC made was $405K; across all loan types its typical loan ran from $405K to $885K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Merchants Mortgage & Trust Corporation, LLC lend?
Merchants Mortgage & Trust Corporation, LLC decided applications in 37 of the states Fat Boy Data covers, most of them in California, Colorado and Arizona.
Can I apply to Merchants Mortgage & Trust Corporation, LLC directly?
Yes. Merchants Mortgage & Trust Corporation, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Merchants Mortgage & Trust Corporation, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Merchants Mortgage & Trust Corporation, LLC treats applications, then get a rate quote from the lender.