Milend, Inc. mortgage approval rate & lending review
Milend, Inc. decided 4,499 mortgage applications and funded 3,024 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Milend, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to milend.com.
Milend, Inc. at a glance
Approval is 6.1 points below the 77.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 255 / 267 | 98% | $385K | 249 |
| Refinance | 70% | 2,904 / 4,168 | 94% | $245K | 2,736 |
| Investment refinance | 45% | 18 / 40 | 89% | $145K | 16 |
Milend, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 79% | $295K | 1,430 | 1,081 |
| Florida | 60% | $255K | 590 | 331 |
| North Carolina | 73% | $225K | 474 | 325 |
| Pennsylvania | 67% | $215K | 323 | 199 |
| Alabama | 71% | $185K | 306 | 205 |
| Virginia | 75% | $275K | 259 | 190 |
| Tennessee | 75% | $245K | 253 | 179 |
| Ohio | 61% | $195K | 204 | 114 |
| South Carolina | 64% | $195K | 190 | 114 |
| Massachusetts | 68% | $305K | 131 | 87 |
| Michigan | 61% | $195K | 105 | 57 |
| Maryland | 69% | $355K | 74 | 44 |
| Minnesota | 66% | $265K | 64 | 39 |
| Indiana | 67% | $185K | 48 | 31 |
| New Jersey | 64% | $295K | 45 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Milend, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Gwinnett County, GA | Refinance | 83% | 161 | 126 |
| Cobb County, GA | Refinance | 82% | 118 | 89 |
| Fulton County, GA | Refinance | 75% | 111 | 78 |
| Cherokee County, GA | Refinance | 82% | 80 | 63 |
| Forsyth County, GA | Refinance | 91% | 55 | 50 |
| Henry County, GA | Refinance | 78% | 63 | 48 |
| DeKalb County, GA | Refinance | 63% | 78 | 47 |
| Mecklenburg County, NC | Refinance | 72% | 57 | 38 |
| Jefferson County, AL | Refinance | 68% | 57 | 35 |
| Bartow County, GA | Refinance | 84% | 43 | 34 |
| Douglas County, GA | Refinance | 78% | 45 | 33 |
| Duval County, FL | Refinance | 69% | 51 | 32 |
The county markets where Milend, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Milend, Inc.
What is Milend, Inc.'s mortgage approval rate?
Milend, Inc. approved 71.1% of the 4,499 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.1 points below the 77.2% national rate for the same mix of loan types.
How often do borrowers take the loan Milend, Inc. offers?
Borrowers accepted 94% of the loans Milend, Inc. approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Milend, Inc. make?
The typical mortgage refinance loan Milend, Inc. made was $245K; across all loan types its typical loan ran from $145K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Milend, Inc. lend?
Milend, Inc. decided applications in 17 of the states Fat Boy Data covers, most of them in Georgia, Florida and North Carolina.
Can I apply to Milend, Inc. directly?
Yes. Milend, Inc. reports as a direct lender that takes applications from borrowers. Its website is milend.com.
Does this page show Milend, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Milend, Inc. treats applications, then get a rate quote from the lender.