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refinance lenders · HMDA 2023–2025

Refinance lenders in Cherokee County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Cherokee County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,175 applications were decided by 241 lenders between 2023 and 2025.

Cherokee County at a glance

241Active lenders31 with 20+ decisions
78.3%Market approval rate2,486 of 3,175 decided
$375KTypical loanmedian lender, $10K brackets
92%Borrower take-up2,297 loans funded

How Cherokee County compares

Approval rate compared
Cherokee County78.3%Georgia73.4%All 616 counties76.5%
Typical loan compared
Cherokee County$375KGeorgia$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Cherokee County, GA, 182 of them.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical mortgage refinance here is $375K, 19% larger than the Georgia typical of $315K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 41% approved of 90One lender: 54% approved of 24One lender: 56% approved of 97One lender: 57% approved of 72One lender: 57% approved of 21One lender: 58% approved of 117Truist Bank: 60% approved of 136One lender: 60% approved of 35One lender: 62% approved of 91One lender: 65% approved of 20One lender: 68% approved of 80One lender: 70% approved of 60One lender: 73% approved of 33One lender: 73% approved of 22One lender: 74% approved of 38One lender: 74% approved of 89One lender: 81% approved of 73One lender: 82% approved of 80Credit Union of Georgia: 85% approved of 137One lender: 85% approved of 20Rocket Mortgage, LLC: 87% approved of 219One lender: 88% approved of 24United Wholesale Mortgage, LLC: 90% approved of 335One lender: 90% approved of 30One lender: 90% approved of 20One lender: 94% approved of 31One lender: 94% approved of 32One lender: 94% approved of 53Freedom Mortgage Corporation: 96% approved of 124One lender: 98% approved of 42One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Cherokee County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only90%300 / 33597%$465K290
2Rocket Mortgage, LLC87%191 / 21995%$385K182
3Credit Union of Georgia85%116 / 13797%$85K113
4Truist Bank60%81 / 13694%$175K76
5Freedom Mortgage Corporation96%119 / 12472%$415K86

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 236 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Cherokee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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