Home›Georgia›Gwinnett County›Refinance
refinance lenders · HMDA 2023–2025

Refinance lenders in Gwinnett County, Georgia

Fat Boy Data analyzed mortgage refinance activity in Gwinnett County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,931 applications were decided by 328 lenders between 2023 and 2025.

Gwinnett County at a glance

328Active lenders55 with 20+ decisions
69.7%Market approval rate4,830 of 6,931 decided
$325KTypical loanmedian lender, $10K brackets
90%Borrower take-up4,355 loans funded

How Gwinnett County compares

Approval rate compared
Gwinnett County69.7%Georgia73.4%All 616 counties76.5%
Typical loan compared
Gwinnett County$325KGeorgia$315KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Gwinnett County, GA, 381 of them.

First Option Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 44.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 4% approved of 192Amerisave Mortgage Corporation: 26% approved of 31Discover Bank: 33% approved of 292Georgia's Own: 35% approved of 31Bank OZK: 37% approved of 27Carrington Mortgage Services, LLC: 38% approved of 39Lakeview Loan Servicing, LLC: 40% approved of 211Navy Federal Credit Union: 46% approved of 41Mortgage Research Center, LLC: 47% approved of 101Spring Eq, LLC: 50% approved of 38Newrez LLC: 52% approved of 125Regions Bank: 53% approved of 95PNC Bank, National Association: 56% approved of 230Fifth Third Bank, National Association: 57% approved of 46Bank of America, National Association: 57% approved of 282Delta Community Credit Union: 57% approved of 49Third Federal Savings And Loan Association Of Cleveland: 58% approved of 90Nqm Funding, LLC: 59% approved of 22Truist Bank: 60% approved of 373The Loan Store, Inc.: 62% approved of 21Pentagon Federal Credit Union: 63% approved of 62Wells Fargo Bank, National Association: 65% approved of 148Pinnacle Bank: 65% approved of 20Nbkc Bank: 67% approved of 21Guaranteed Rate, Inc.: 68% approved of 28New American Funding, LLC: 69% approved of 45United Community Bank: 73% approved of 83Royal United Mortgage LLC: 74% approved of 42Loandepot.Com, LLC: 76% approved of 58JPMorgan Chase Bank, National Association: 76% approved of 42Synovus Bank: 76% approved of 93Rocket Mortgage, LLC: 78% approved of 531LoanUnited.com, LLC: 79% approved of 28Citizens Bank, National Association: 79% approved of 47Mutual of Omaha Mortgage, Inc.: 79% approved of 58United Wholesale Mortgage, LLC: 80% approved of 656Georgia United: 80% approved of 51Ameris Bank: 81% approved of 62Amerihome Mortgage Company, LLC: 81% approved of 52Longbridge Financial, LLC: 81% approved of 21Milend, Inc.: 83% approved of 161Renasant Bank: 85% approved of 26Pennymac Loan Services, LLC: 85% approved of 184Crosscountry Mortgage, LLC: 86% approved of 28Nationstar Mortgage LLC: 86% approved of 44Planet Home Lending, LLC: 87% approved of 63Associated Credit Union: 90% approved of 101Village Capital & Investment LLC: 90% approved of 154U.S. Bank National Association: 91% approved of 22Cmg Mortgage, Inc.: 92% approved of 26Freedom Mortgage Corporation: 93% approved of 377Lendage, LLC: 96% approved of 24Southeast Mortgage of Georgia, Inc.: 97% approved of 29First Option Mortgage, LLC: 100% approved of 44Provident Funding Associates, L.P.: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Gwinnett County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%527 / 65697%$415K509
2Rocket Mortgage, LLC78%415 / 53192%$325K381
3Freedom Mortgage Corporation93%351 / 37773%$395K257
4Truist Bank60%222 / 37387%$155K194
5Discover Bank33%97 / 29294%$125K91

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 323 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest mortgage refinance lenders in Gwinnett County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Gwinnett County

Mortgage lenders in Gwinnett CountyHome improvement loans in Gwinnett CountyCash-out refinance in Gwinnett CountyInvestment property purchase in Gwinnett CountyInvestment cash-out refinance in Gwinnett CountyInvestment refinance in Gwinnett CountyInvestment home improvement in Gwinnett County

Nearby markets

All lending in Gwinnett CountyCounty overviewRefinance across GeorgiaStatewideDeKalb CountyNearby countyForsyth CountyNearby countyFulton CountyNearby countyHall CountyNearby county