Mission Loans, LLC mortgage approval rate & lending review
Mission Loans, LLC decided 4,731 mortgage applications and funded 3,414 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mission Loans, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to missionloans.com.
Mission Loans, LLC at a glance
Approval is 12.3 points above the 78.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 1,753 / 1,845 | 84% | $355K | 1,476 |
| Cash-out refinance | 87% | 1,299 / 1,494 | 75% | $265K | 969 |
| Refinance | 89% | 761 / 858 | 81% | $165K | 613 |
| Investment property purchase | 97% | 154 / 158 | 81% | $265K | 124 |
| Investment cash-out refinance | 85% | 255 / 301 | 73% | $215K | 186 |
| Investment refinance | 89% | 67 / 75 | 69% | $205K | 46 |
Mission Loans, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $425K | 1,895 | 1,347 |
| Florida | 88% | $245K | 447 | 306 |
| Nevada | 95% | $345K | 262 | 218 |
| Texas | 87% | $325K | 200 | 146 |
| Arizona | 92% | $275K | 181 | 132 |
| Georgia | 86% | $265K | 145 | 104 |
| New Jersey | 85% | $245K | 140 | 101 |
| Pennsylvania | 84% | $185K | 110 | 73 |
| Colorado | 87% | $275K | 106 | 82 |
| North Carolina | 91% | $245K | 100 | 67 |
| Illinois | 84% | $175K | 95 | 55 |
| Ohio | 85% | $185K | 94 | 61 |
| Alaska | 99% | $395K | 91 | 82 |
| Washington | 88% | $285K | 74 | 53 |
| Oklahoma | 83% | $185K | 72 | 48 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mission Loans, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kern County, CA | Mortgage lenders | 94% | 226 | 175 |
| Stanislaus County, CA | Mortgage lenders | 100% | 58 | 49 |
| Merced County, CA | Mortgage lenders | 98% | 55 | 44 |
| Monterey County, CA | Mortgage lenders | 100% | 53 | 41 |
| Matanuska-Susitna Borough, AK | Mortgage lenders | 100% | 21 | 19 |
| Tulare County, CA | Mortgage lenders | 100% | 20 | 18 |
The county markets where Mission Loans, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Mission Loans, LLC
What is Mission Loans, LLC's mortgage approval rate?
Mission Loans, LLC approved 90.7% of the 4,731 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.3 points above the 78.4% national rate for the same mix of loan types.
How often do borrowers take the loan Mission Loans, LLC offers?
Borrowers accepted 80% of the loans Mission Loans, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mission Loans, LLC make?
The typical home purchase mortgage loan Mission Loans, LLC made was $355K; across all loan types its typical loan ran from $165K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mission Loans, LLC lend?
Mission Loans, LLC decided applications in 48 of the states Fat Boy Data covers, most of them in California, Florida and Nevada.
Can I apply to Mission Loans, LLC directly?
Yes. Mission Loans, LLC reports as a direct lender that takes applications from borrowers. Its website is missionloans.com.
Does this page show Mission Loans, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mission Loans, LLC treats applications, then get a rate quote from the lender.