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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Monterey County, California

Fat Boy Data analyzed home purchase mortgage activity in Monterey County, California, home to Salinas, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,577 applications were decided by 276 lenders between 2023 and 2025.

Monterey County at a glance

276Active lenders45 with 20+ decisions
86.5%Market approval rate4,825 of 5,577 decided
$615KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,584 loans funded

How Monterey County compares

Approval rate compared
Monterey County86.5%California88.4%All 616 counties87.6%
Typical loan compared
Monterey County$615KCalifornia$555KAll 616 counties$335K

What the data shows

Premier Mortgage Resources, L.L.C. made the most home purchase mortgages in Monterey County, CA, 293 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 280.

The typical home purchase mortgage here is $615K, 11% larger than the California typical of $555K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 142One lender: 32% approved of 41One lender: 36% approved of 28One lender: 61% approved of 23One lender: 70% approved of 20One lender: 72% approved of 161One lender: 75% approved of 104One lender: 75% approved of 146One lender: 82% approved of 100One lender: 82% approved of 79One lender: 83% approved of 23Rocket Mortgage, LLC: 83% approved of 346One lender: 83% approved of 48One lender: 84% approved of 25One lender: 86% approved of 28One lender: 86% approved of 163One lender: 86% approved of 22One lender: 87% approved of 23United Wholesale Mortgage, LLC: 88% approved of 828One lender: 88% approved of 84One lender: 89% approved of 102One lender: 90% approved of 52One lender: 90% approved of 21One lender: 91% approved of 130One lender: 92% approved of 48One lender: 92% approved of 24One lender: 92% approved of 25One lender: 95% approved of 187One lender: 95% approved of 60One lender: 95% approved of 40Guaranteed Rate, Inc.: 95% approved of 206One lender: 95% approved of 103One lender: 96% approved of 23One lender: 96% approved of 23One lender: 96% approved of 48One lender: 96% approved of 108One lender: 97% approved of 157One lender: 98% approved of 93One lender: 99% approved of 69Premier Mortgage Resources, L.L.C.: 99% approved of 296Crosscountry Mortgage, LLC: 100% approved of 280One lender: 100% approved of 60One lender: 100% approved of 53One lender: 100% approved of 27One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Monterey County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%725 / 82899%$615K719
2Rocket Mortgage, LLC83%288 / 34698%$635K282
3Premier Mortgage Resources, L.L.C.99%293 / 296100%$535K293
4Crosscountry Mortgage, LLC100%280 / 28099%$645K277
5Guaranteed Rate, Inc.95%196 / 206100%$525K196

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 271 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Monterey County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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