Mlb Residential Lending, LLC mortgage approval rate & lending review
Mlb Residential Lending, LLC decided 2,099 mortgage applications and funded 1,479 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mlb Residential Lending, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mlb Residential Lending, LLC at a glance
Approval is 5.7 points below the 84.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 1,327 / 1,634 | 90% | $445K | 1,197 |
| Cash-out refinance | 68% | 178 / 262 | 87% | $315K | 154 |
| Refinance | 58% | 51 / 88 | 88% | $415K | 45 |
| Investment property purchase | 93% | 76 / 82 | 88% | $355K | 67 |
| Investment cash-out refinance | 76% | 19 / 25 | 74% | $225K | 14 |
Mlb Residential Lending, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 91% | $445K | 1,146 | 947 |
| New York | 83% | $515K | 251 | 195 |
| Florida | 65% | $315K | 156 | 86 |
| Texas | 49% | $265K | 127 | 53 |
| Pennsylvania | 87% | $235K | 107 | 86 |
| Illinois | 55% | $255K | 53 | 22 |
| Maryland | 53% | $365K | 32 | 11 |
| Ohio | 47% | $165K | 32 | 9 |
| North Carolina | 52% | $455K | 25 | 7 |
| Arizona | 41% | $505K | 22 | 6 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mlb Residential Lending, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Union County, NJ | Mortgage lenders | 94% | 153 | 134 |
| Middlesex County, NJ | Mortgage lenders | 92% | 130 | 111 |
| Essex County, NJ | Mortgage lenders | 86% | 111 | 84 |
| Bergen County, NJ | Mortgage lenders | 95% | 88 | 73 |
| Somerset County, NJ | Mortgage lenders | 92% | 75 | 64 |
| Passaic County, NJ | Mortgage lenders | 90% | 62 | 50 |
| Morris County, NJ | Mortgage lenders | 95% | 44 | 41 |
| Union County, NJ | Cash-out refinance | 90% | 40 | 33 |
| Warren County, NJ | Mortgage lenders | 90% | 31 | 25 |
| Sussex County, NJ | Mortgage lenders | 93% | 28 | 24 |
| Middlesex County, NJ | Cash-out refinance | 85% | 20 | 14 |
The county markets where Mlb Residential Lending, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Mlb Residential Lending, LLC
What is Mlb Residential Lending, LLC's mortgage approval rate?
Mlb Residential Lending, LLC approved 78.8% of the 2,099 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.7 points below the 84.5% national rate for the same mix of loan types.
How often do borrowers take the loan Mlb Residential Lending, LLC offers?
Borrowers accepted 89% of the loans Mlb Residential Lending, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mlb Residential Lending, LLC make?
The typical home purchase mortgage loan Mlb Residential Lending, LLC made was $445K; across all loan types its typical loan ran from $225K to $445K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mlb Residential Lending, LLC lend?
Mlb Residential Lending, LLC decided applications in 30 of the states Fat Boy Data covers, most of them in New Jersey, New York and Florida.
Can I apply to Mlb Residential Lending, LLC directly?
Yes. Mlb Residential Lending, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Mlb Residential Lending, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mlb Residential Lending, LLC treats applications, then get a rate quote from the lender.