Mms Mortgage Services, Ltd. mortgage approval rate & lending review
Mms Mortgage Services, Ltd. decided 489 mortgage applications and funded 464 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mms Mortgage Services, Ltd. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mms Mortgage Services, Ltd. at a glance
Approval is 15.3 points above the 81.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 305 / 308 | 98% | $195K | 299 |
| Cash-out refinance | 97% | 115 / 119 | 97% | $165K | 112 |
| Refinance | 86% | 32 / 37 | 97% | $195K | 31 |
Mms Mortgage Services, Ltd. lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mms Mortgage Services, Ltd. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Muskegon County, MI | Mortgage lenders | 100% | 67 | 65 |
| Kent County, MI | Mortgage lenders | 100% | 55 | 55 |
| Ottawa County, MI | Mortgage lenders | 100% | 45 | 43 |
| Muskegon County, MI | Cash-out refinance | 98% | 40 | 38 |
| Ottawa County, MI | Cash-out refinance | 100% | 26 | 26 |
| Kent County, MI | Cash-out refinance | 95% | 21 | 19 |
The county markets where Mms Mortgage Services, Ltd. made the most loans. Each link opens that market with every lender ranked.
Questions about Mms Mortgage Services, Ltd.
What is Mms Mortgage Services, Ltd.'s mortgage approval rate?
Mms Mortgage Services, Ltd. approved 97.1% of the 489 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.3 points above the 81.9% national rate for the same mix of loan types.
How often do borrowers take the loan Mms Mortgage Services, Ltd. offers?
Borrowers accepted 98% of the loans Mms Mortgage Services, Ltd. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mms Mortgage Services, Ltd. make?
The typical home purchase mortgage loan Mms Mortgage Services, Ltd. made was $195K; across all loan types its typical loan ran from $165K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mms Mortgage Services, Ltd. lend?
Mms Mortgage Services, Ltd. decided applications in 9 of the states Fat Boy Data covers, most of them in Michigan, Ohio and Florida.
Can I apply to Mms Mortgage Services, Ltd. directly?
Yes. Mms Mortgage Services, Ltd. reports as a direct lender that takes applications from borrowers.
Does this page show Mms Mortgage Services, Ltd.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mms Mortgage Services, Ltd. treats applications, then get a rate quote from the lender.