HomeMichiganKent CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Kent County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Kent County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,959 applications were decided by 227 lenders between 2023 and 2025.

Kent County at a glance

227Active lenders53 with 20+ decisions
74.8%Market approval rate5,207 of 6,959 decided
$155KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,979 loans funded

How Kent County compares

Approval rate compared
Kent County74.8%Michigan71.5%All 616 counties68.2%
Typical loan compared
Kent County$155KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Kent County, MI, 1,166 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 33.

The typical cash-out refinance here is $155K, 24% larger than the Michigan typical of $125K.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 9% approved of 53Amerisave Mortgage Corporation: 28% approved of 266New Day Financial, LLC: 30% approved of 63American Financing Corporation: 34% approved of 41Spring Eq, LLC: 37% approved of 38Lakeview Loan Servicing, LLC: 42% approved of 65Carrington Mortgage Services, LLC: 49% approved of 182West Michigan Credit Union: 51% approved of 35Mutual of Omaha Mortgage, Inc.: 54% approved of 61GoodLeap, LLC: 58% approved of 24Wells Fargo Bank, National Association: 59% approved of 44Onity Mortgage Corporation: 60% approved of 20Newrez LLC: 61% approved of 189New American Funding, LLC: 62% approved of 34Freedom Mortgage Corporation: 63% approved of 116Village Capital & Investment LLC: 64% approved of 36Neighborhood Loans, Inc.: 64% approved of 61Navy Federal Credit Union: 66% approved of 29Loandepot.Com, LLC: 66% approved of 127American Pacific Mortgage Corporation: 68% approved of 25Mercantile Bank: 69% approved of 89Adventure Credit Union: 69% approved of 55Michigan First Credit Union: 70% approved of 64Pennymac Loan Services, LLC: 72% approved of 79Lower, LLC: 73% approved of 26United Bank of Michigan: 76% approved of 42JPMorgan Chase Bank, National Association: 78% approved of 109MICHIGAN STATE UNIVERSITY Federal Credit Union: 78% approved of 23River Valley Credit Union: 78% approved of 23Flagstar Bank, National Association: 79% approved of 101Fifth Third Bank, National Association: 80% approved of 184Top Flite Financial, Inc.: 80% approved of 25Credit Union One: 80% approved of 111United Wholesale Mortgage, LLC: 82% approved of 444Success Mortgage Partners, Inc.: 82% approved of 22The Huntington National Bank: 82% approved of 810Union Home Mortgage Corp.: 83% approved of 24ChoiceOne Bank: 84% approved of 62Rocket Mortgage, LLC: 84% approved of 1,428Nationstar Mortgage LLC: 84% approved of 153Independent Bank: 85% approved of 66Intandem Credit Union: 85% approved of 47Ark-La-Tex Financial Services, LLC.: 89% approved of 28Lake Michigan Credit Union: 90% approved of 249Northpointe Bank: 90% approved of 71Consumers Credit Union: 91% approved of 54Dfcu Financial: 92% approved of 37Mortgage 1 Incorporated: 93% approved of 29Churchill Mortgage Corporation: 95% approved of 37AAC Credit Union: 95% approved of 39Mms Mortgage Services, Ltd.: 95% approved of 21Guild Mortgage Company LLC: 100% approved of 33Coastal Community Bank: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Kent County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%1,202 / 1,42897%$155K1,166
2The Huntington National Bank82%668 / 81096%$125K641
3United Wholesale Mortgage, LLCBroker only82%363 / 44496%$205K349
4Amerisave Mortgage Corporation28%75 / 26699%$145K74
5Lake Michigan Credit Union90%223 / 24997%$205K216

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 222 more lenders.

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