Mobility Credit Union mortgage approval rate & lending review
Mobility Credit Union decided 293 mortgage applications and funded 197 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mobility Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mobility Credit Union at a glance
Approval is 3.0 points above the 70.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 69 / 72 | 100% | $245K | 69 |
| Home improvement loans | 67% | 118 / 176 | 88% | $85K | 104 |
| Refinance | 65% | 20 / 31 | 80% | $115K | 16 |
Mobility Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 74% | $85K | 292 | 196 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mobility Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Collin County, TX | Home improvement loans | 75% | 40 | 28 |
| Dallas County, TX | Home improvement loans | 62% | 52 | 26 |
| Tarrant County, TX | Home improvement loans | 64% | 28 | 15 |
The county markets where Mobility Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Mobility Credit Union
What is Mobility Credit Union's mortgage approval rate?
Mobility Credit Union approved 73.7% of the 293 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.0 points above the 70.7% national rate for the same mix of loan types.
How often do borrowers take the loan Mobility Credit Union offers?
Borrowers accepted 91% of the loans Mobility Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mobility Credit Union make?
The typical home improvement loan loan Mobility Credit Union made was $85K; across all loan types its typical loan ran from $85K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mobility Credit Union lend?
Mobility Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Georgia.
Can I apply to Mobility Credit Union directly?
Yes. Mobility Credit Union is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Mobility Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mobility Credit Union treats applications, then get a rate quote from the lender.