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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Dallas County, Texas

Fat Boy Data analyzed home improvement loan activity in Dallas County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,717 applications were decided by 199 lenders between 2023 and 2025.

Dallas County at a glance

199Active lenders36 with 20+ decisions
42.3%Market approval rate4,529 of 10,717 decided
$105KTypical loanmedian lender, $10K brackets
91%Borrower take-up4,115 loans funded

How Dallas County compares

Approval rate compared
Dallas County42.3%Texas46.6%All 616 counties62.7%
Typical loan compared
Dallas County$105KTexas$105KAll 616 counties$75K

What the data shows

Frost Bank made the most home improvement loans in Dallas County, TX, 972 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 86% of 35.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 47Discover Bank: 16% approved of 589One lender: 24% approved of 29One lender: 29% approved of 184One lender: 29% approved of 52Bank of America, National Association: 29% approved of 2,740Navy Federal Credit Union: 30% approved of 459One lender: 30% approved of 285One lender: 31% approved of 77One lender: 34% approved of 384One lender: 35% approved of 20One lender: 35% approved of 370One lender: 36% approved of 36One lender: 37% approved of 43PNC Bank, National Association: 40% approved of 626One lender: 41% approved of 302One lender: 42% approved of 202One lender: 46% approved of 110One lender: 49% approved of 402One lender: 50% approved of 20One lender: 56% approved of 200One lender: 57% approved of 23One lender: 57% approved of 189Frost Bank: 57% approved of 1,816One lender: 62% approved of 52One lender: 62% approved of 86One lender: 63% approved of 106One lender: 63% approved of 49One lender: 66% approved of 114One lender: 67% approved of 150One lender: 68% approved of 40One lender: 68% approved of 25One lender: 70% approved of 69One lender: 75% approved of 61One lender: 86% approved of 35One lender: 86% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Dallas County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of America, National Association29%806 / 2,74096%$105K774
2Frost Bank57%1,043 / 1,81693%$125K972
3PNC Bank, National Association40%253 / 62694%$105K239
4Discover Bank16%95 / 58995%$85K90
5Navy Federal Credit Union30%137 / 45992%$55K126

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 194 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Dallas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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