Lender profile · HMDA 2023–2025
Morgan Stanley Private Bank, National Association mortgage approval rates & lending data
Morgan Stanley Private Bank, National Association decided 25,223 mortgage applications and funded 22,420 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 17,839 / 18,299 | 93% | $785K | 16,567 |
| Home improvement loans | 83% | 469 / 568 | 90% | $395K | 424 |
| Cash-out refinance | 86% | 868 / 1,010 | 91% | $805K | 790 |
| Refinance | 92% | 1,069 / 1,156 | 94% | $965K | 1,000 |
| Investment property purchase | 95% | 3,362 / 3,521 | 93% | $705K | 3,129 |
| Investment cash-out refinance | 83% | 188 / 227 | 95% | $705K | 179 |
| Investment refinance | 83% | 260 / 312 | 92% | $795K | 238 |
| Investment home improvement | 79% | 103 / 130 | 90% | $515K | 93 |
Morgan Stanley Private Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 94% | $1.29M | 4,711 | 4,100 |
| Florida | 93% | $735K | 2,886 | 2,480 |
| New York | 95% | $895K | 2,562 | 2,263 |
| New Jersey | 96% | $785K | 1,531 | 1,367 |
| Texas | 95% | $905K | 1,438 | 1,273 |
| Illinois | 98% | $605K | 1,044 | 943 |
| Massachusetts | 97% | $805K | 1,031 | 947 |
| Washington | 97% | $965K | 807 | 741 |
| Georgia | 97% | $675K | 722 | 646 |
| Colorado | 98% | $745K | 701 | 650 |
| Pennsylvania | 97% | $575K | 655 | 584 |
| Arizona | 97% | $785K | 644 | 582 |
| North Carolina | 98% | $655K | 602 | 545 |
| Virginia | 97% | $835K | 512 | 469 |
| South Carolina | 96% | $705K | 421 | 374 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.