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Lender profile · HMDA 2023–2025

Morgan Stanley Private Bank, National Association mortgage approval rate & lending review

Morgan Stanley Private Bank, National Association decided 25,223 mortgage applications and funded 22,420 loans across the 616 counties Fat Boy Data covers, 2023–2025.

These are the decisions Morgan Stanley Private Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.

Morgan Stanley Private Bank, National Association at a glance

95.8%Approval rate24,158 of 25,223 decided
93%Borrower take-up22,420 loans funded
$785KTypical loanhome purchase mortgage, $10K brackets
1BranchesFDIC / NCUA registry

Approval is 10.5 points above the 85.3% national rate for the same mix of loan types.

Approval rates by loan type

Loan typeApprovalApproved Taken upTypical loanLoans made
Mortgage lenders97%17,839 / 18,29993%$785K16,567
Home improvement loans83%469 / 56890%$395K424
Cash-out refinance86%868 / 1,01091%$805K790
Refinance92%1,069 / 1,15694%$965K1,000
Investment property purchase95%3,362 / 3,52193%$705K3,129
Investment cash-out refinance83%188 / 22795%$705K179
Investment refinance83%260 / 31292%$795K238
Investment home improvement79%103 / 13090%$515K93

Morgan Stanley Private Bank, National Association lending by state

StateApprovalTypical loan DecidedLoans made
California94%$1.29M4,7114,100
Florida93%$735K2,8862,480
New York95%$895K2,5622,263
New Jersey96%$785K1,5311,367
Texas95%$905K1,4381,273
Illinois98%$605K1,044943
Massachusetts97%$805K1,031947
Washington97%$965K807741
Georgia97%$675K722646
Colorado98%$745K701650
Pennsylvania97%$575K655584
Arizona97%$785K644582
North Carolina98%$655K602545
Virginia97%$835K512469
South Carolina96%$705K421374

Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.

Where Morgan Stanley Private Bank, National Association lends most

CountyLoan typeApproval DecidedLoans made
Los Angeles County, CAMortgage lenders96%761654
Cook County, ILMortgage lenders99%553509
New York County, NYMortgage lenders97%505442
Westchester County, NYMortgage lenders99%410388
King County, WAMortgage lenders99%392366
Palm Beach County, FLMortgage lenders95%349306
Nassau County, NYMortgage lenders97%304275
San Diego County, CAMortgage lenders98%311273
Santa Clara County, CAMortgage lenders97%302266
Middlesex County, MAMortgage lenders98%257245
Fulton County, GAMortgage lenders99%251225
Orange County, CAMortgage lenders96%261217

The county markets where Morgan Stanley Private Bank, National Association made the most loans. Each link opens that market with every lender ranked.

Questions about Morgan Stanley Private Bank, National Association

What is Morgan Stanley Private Bank, National Association's mortgage approval rate?

Morgan Stanley Private Bank, National Association approved 95.8% of the 25,223 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 85.3% national rate for the same mix of loan types.

How often do borrowers take the loan Morgan Stanley Private Bank, National Association offers?

Borrowers accepted 93% of the loans Morgan Stanley Private Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.

What size loans does Morgan Stanley Private Bank, National Association make?

The typical home purchase mortgage loan Morgan Stanley Private Bank, National Association made was $785K; across all loan types its typical loan ran from $395K to $965K. HMDA reports amounts in $10,000 brackets, so these are midpoints.

Where does Morgan Stanley Private Bank, National Association lend?

Morgan Stanley Private Bank, National Association decided applications in 51 of the states Fat Boy Data covers, most of them in California, Florida and New York.

Can I apply to Morgan Stanley Private Bank, National Association directly?

Yes. Morgan Stanley Private Bank, National Association is a bank or credit union with 1 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.

Does this page show Morgan Stanley Private Bank, National Association's interest rates?

No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Morgan Stanley Private Bank, National Association treats applications, then get a rate quote from the lender.

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