Lender profile · HMDA 2023–2025
Mortgage Center L.C. mortgage approval rates & lending data
Mortgage Center L.C. decided 3,636 mortgage applications and funded 3,383 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 2,371 / 2,497 | 98% | $235K | 2,327 |
| Home improvement loans | 92% | 89 / 97 | 99% | $55K | 88 |
| Cash-out refinance | 94% | 634 / 671 | 100% | $115K | 634 |
| Refinance | 94% | 295 / 315 | 99% | $265K | 293 |
| Investment property purchase | 92% | 34 / 37 | 97% | $235K | 33 |
Mortgage Center L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 95% | $235K | 3,124 | 2,920 |
| Wisconsin | 92% | $215K | 178 | 159 |
| Ohio | 90% | $185K | 138 | 122 |
| Illinois | 96% | $285K | 134 | 128 |
| Florida | 83% | $375K | 48 | 40 |
| Iowa | 100% | $225K | 8 | 8 |
| Georgia | 100% | $155K | 2 | 2 |
| Indiana | 100% | $435K | 1 | 1 |
| North Carolina | 100% | $355K | 1 | 1 |
| Pennsylvania | 100% | $45K | 1 | 1 |
| Virginia | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.