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mortgage lenders · HMDA 2023–2025

Mortgage lenders in St. Clair County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in St. Clair County, Michigan, home to Port Huron, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,580 applications were decided by 226 lenders between 2023 and 2025.

St. Clair County at a glance

226Active lenders41 with 20+ decisions
84.4%Market approval rate5,551 of 6,580 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up5,257 loans funded

How St. Clair County compares

Approval rate compared
St. Clair County84.4%Michigan84.6%All 616 counties87.6%
Typical loan compared
St. Clair County$195KMichigan$235KAll 616 counties$335K

What the data shows

Union Home Mortgage Corp. made the most home purchase mortgages in St. Clair County, MI, 715 of them.

Guaranteed Rate, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 49.

The typical home purchase mortgage here is $195K, 17% smaller than the Michigan typical of $235K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 24One lender: 26% approved of 4221St Mortgage Corporation: 33% approved of 525One lender: 48% approved of 300One lender: 54% approved of 35One lender: 56% approved of 36One lender: 72% approved of 60One lender: 76% approved of 70One lender: 82% approved of 28One lender: 85% approved of 66One lender: 85% approved of 54Rocket Mortgage, LLC: 86% approved of 460One lender: 87% approved of 53One lender: 87% approved of 154One lender: 88% approved of 52One lender: 89% approved of 122One lender: 90% approved of 80One lender: 90% approved of 40One lender: 90% approved of 81One lender: 91% approved of 137One lender: 92% approved of 86One lender: 92% approved of 25United Wholesale Mortgage, LLC: 92% approved of 530One lender: 92% approved of 79One lender: 94% approved of 131One lender: 94% approved of 83One lender: 94% approved of 109Michigan Mutual, Inc.: 97% approved of 675One lender: 97% approved of 33One lender: 97% approved of 36Union Home Mortgage Corp.: 97% approved of 735One lender: 98% approved of 47One lender: 98% approved of 369One lender: 98% approved of 107One lender: 99% approved of 71One lender: 99% approved of 79One lender: 100% approved of 49One lender: 100% approved of 42One lender: 100% approved of 40One lender: 100% approved of 24One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in St. Clair County

LenderApprovalApprovedTaken upTypical loanLoans made
1Union Home Mortgage Corp.97%715 / 735100%$185K715
2Michigan Mutual, Inc.97%653 / 67585%$145K552
3United Wholesale Mortgage, LLCBroker only92%489 / 530100%$215K487
421St Mortgage Corporation33%172 / 52597%$65K167
5Rocket Mortgage, LLC86%397 / 460100%$205K396

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 221 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in St. Clair County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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