Mortgage300 Corporation mortgage approval rate & lending review
Mortgage300 Corporation decided 1,906 mortgage applications and funded 1,865 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mortgage300 Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgage300.com.
Mortgage300 Corporation at a glance
Approval is 12.0 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,610 / 1,643 | 100% | $175K | 1,610 |
| Cash-out refinance | 98% | 94 / 96 | 100% | $165K | 94 |
| Refinance | 95% | 76 / 80 | 100% | $205K | 76 |
| Investment property purchase | 98% | 55 / 56 | 100% | $135K | 55 |
Mortgage300 Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 98% | $175K | 1,368 | 1,346 |
| Ohio | 97% | $215K | 245 | 237 |
| Florida | 95% | $355K | 226 | 215 |
| New Jersey | 100% | $475K | 25 | 25 |
| Colorado | 100% | $315K | 20 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mortgage300 Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Genesee County, MI | Mortgage lenders | 98% | 752 | 740 |
| Fairfield County, OH | Mortgage lenders | 98% | 153 | 150 |
| Saginaw County, MI | Mortgage lenders | 98% | 113 | 111 |
| Genesee County, MI | Cash-out refinance | 98% | 41 | 40 |
| Genesee County, MI | Refinance | 95% | 38 | 36 |
| Livingston County, MI | Mortgage lenders | 100% | 35 | 35 |
| Bay County, MI | Mortgage lenders | 100% | 32 | 32 |
| Ingham County, MI | Mortgage lenders | 97% | 29 | 28 |
| Licking County, OH | Mortgage lenders | 100% | 27 | 27 |
| St. Clair County, MI | Mortgage lenders | 100% | 24 | 24 |
The county markets where Mortgage300 Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Mortgage300 Corporation
What is Mortgage300 Corporation's mortgage approval rate?
Mortgage300 Corporation approved 97.8% of the 1,906 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.0 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Mortgage300 Corporation offers?
Borrowers accepted 100% of the loans Mortgage300 Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mortgage300 Corporation make?
The typical home purchase mortgage loan Mortgage300 Corporation made was $175K; across all loan types its typical loan ran from $135K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mortgage300 Corporation lend?
Mortgage300 Corporation decided applications in 8 of the states Fat Boy Data covers, most of them in Michigan, Ohio and Florida.
Can I apply to Mortgage300 Corporation directly?
Yes. Mortgage300 Corporation reports as a direct lender that takes applications from borrowers. Its website is mortgage300.com.
Does this page show Mortgage300 Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mortgage300 Corporation treats applications, then get a rate quote from the lender.