Lender profile · HMDA 2023–2025
Mortgage300 Corporation mortgage approval rates & lending data
Mortgage300 Corporation decided 1,906 mortgage applications and funded 1,865 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,610 / 1,643 | 100% | $175K | 1,610 |
| Cash-out refinance | 98% | 94 / 96 | 100% | $165K | 94 |
| Refinance | 95% | 76 / 80 | 100% | $205K | 76 |
| Investment property purchase | 98% | 55 / 56 | 100% | $135K | 55 |
Mortgage300 Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Michigan | 98% | $175K | 1,368 | 1,346 |
| Ohio | 97% | $215K | 245 | 237 |
| Florida | 95% | $355K | 226 | 215 |
| New Jersey | 100% | $475K | 25 | 25 |
| Colorado | 100% | $315K | 20 | 20 |
| Utah | 100% | $295K | 19 | 19 |
| Tennessee | 100% | $185K | 2 | 2 |
| Texas | 100% | $465K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.