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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ingham County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Ingham County, Michigan, home to Lansing, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,134 applications were decided by 280 lenders between 2023 and 2025.

Ingham County at a glance

280Active lenders46 with 20+ decisions
85.3%Market approval rate6,083 of 7,134 decided
$175KTypical loanmedian lender, $10K brackets
97%Borrower take-up5,925 loans funded

How Ingham County compares

Approval rate compared
Ingham County85.3%Michigan84.6%All 616 counties87.6%
Typical loan compared
Ingham County$175KMichigan$235KAll 616 counties$335K

What the data shows

MICHIGAN STATE UNIVERSITY Federal Credit Union made the most home purchase mortgages in Ingham County, MI, 743 of them.

Van Dyk Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 54.

The typical home purchase mortgage here is $175K, 26% smaller than the Michigan typical of $235K.

Approval rate of all 46 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 319One lender: 40% approved of 193Flagstar Bank, National Association: 62% approved of 659One lender: 64% approved of 22One lender: 69% approved of 36One lender: 73% approved of 22One lender: 75% approved of 40One lender: 78% approved of 36One lender: 80% approved of 30One lender: 84% approved of 106One lender: 84% approved of 25One lender: 86% approved of 22One lender: 86% approved of 22One lender: 86% approved of 59One lender: 87% approved of 103One lender: 88% approved of 24One lender: 88% approved of 106One lender: 88% approved of 124One lender: 89% approved of 47One lender: 89% approved of 57One lender: 89% approved of 38Rocket Mortgage, LLC: 90% approved of 548One lender: 90% approved of 40One lender: 90% approved of 21One lender: 91% approved of 34United Wholesale Mortgage, LLC: 92% approved of 559One lender: 93% approved of 28One lender: 95% approved of 38One lender: 95% approved of 60One lender: 95% approved of 42One lender: 96% approved of 55One lender: 97% approved of 29One lender: 97% approved of 30The Dart Bank: 97% approved of 768One lender: 97% approved of 92One lender: 97% approved of 33MICHIGAN STATE UNIVERSITY Federal Credit Union: 97% approved of 777One lender: 98% approved of 45One lender: 98% approved of 48One lender: 99% approved of 71One lender: 99% approved of 503One lender: 99% approved of 75One lender: 99% approved of 109One lender: 100% approved of 54One lender: 100% approved of 52One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Ingham County

LenderApprovalApprovedTaken upTypical loanLoans made
1MICHIGAN STATE UNIVERSITY Federal Credit Union97%756 / 77798%$185K743
2The Dart Bank97%743 / 76899%$205K737
3Flagstar Bank, National Association62%406 / 659100%$155K405
4United Wholesale Mortgage, LLCBroker only92%515 / 55999%$195K512
5Rocket Mortgage, LLC90%492 / 54899%$175K486

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 275 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Ingham County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in Ingham County

Union Home Mortgage Corp.21St Mortgage CorporationTriad Financial Services, Inc.Mortgage Research Center, LLCEverett Financial, Inc.Fifth Third Bank, National AssociationThe Huntington National BankJPMorgan Chase Bank, National AssociationLake Michigan Credit UnionCrosscountry Mortgage, LLCNorthpointe BankMortgage 1 IncorporatedIndependent BankAmerican Portfolio Mortgage CorporationMortgage Center L.C.Van Dyk Mortgage CorporationMichigan Mutual, Inc.Churchill Mortgage CorporationNew American Funding, LLCCASE Credit UnionGuaranteed Rate, Inc.Emm Loans LLCMercantile BankPNC Bank, National AssociationCardinal Financial Company, Limited PartnershipBank of America, National AssociationNeighborhood Loans, Inc.LAFCU Credit UnionGold Star Mortgage Financial Group, CorporationFirst Community Mortgage, Inc.

Other lending data for Ingham County

Home improvement loans in Ingham CountyCash-out refinance in Ingham CountyRefinance in Ingham CountyInvestment property purchase in Ingham CountyInvestment cash-out refinance in Ingham CountyInvestment refinance in Ingham CountyInvestment home improvement in Ingham County

Nearby markets

All lending in Ingham CountyCounty overviewMortgage lenders across MichiganStatewideEaton CountyNearby countyJackson CountyNearby countyLivingston CountyNearby county