Lender profile · HMDA 2023–2025
Municipal Employees Credit Union of Baltimore, Incorporated mortgage approval rates & lending data
Municipal Employees Credit Union of Baltimore, Incorporated decided 494 mortgage applications and funded 336 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 149 / 168 | 100% | $245K | 149 |
| Home improvement loans | 48% | 71 / 148 | 94% | $35K | 67 |
| Cash-out refinance | 70% | 47 / 67 | 96% | $135K | 45 |
| Refinance | 73% | 27 / 37 | 100% | $45K | 27 |
| Investment cash-out refinance | 84% | 32 / 38 | 88% | $135K | 28 |
Municipal Employees Credit Union of Baltimore, Incorporated lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 70% | $135K | 482 | 326 |
| Pennsylvania | 100% | $55K | 4 | 4 |
| Virginia | 75% | $1M | 4 | 3 |
| Delaware | 100% | $615K | 3 | 3 |
| California | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.