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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Baltimore County, Maryland

Fat Boy Data analyzed cash-out refinance activity in Baltimore County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,433 applications were decided by 210 lenders between 2023 and 2025.

Baltimore County at a glance

210Active lenders34 with 20+ decisions
53.8%Market approval rate2,386 of 4,433 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,214 loans funded

How Baltimore County compares

Approval rate compared
Baltimore County53.8%Maryland65.4%All 616 counties68.2%
Typical loan compared
Baltimore County$135KMaryland$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Baltimore County, MD, 472 of them.

POINT BREEZE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

Lenders approved 53.8% of cash-out refinance applications in Baltimore County, MD, 11.5 percentage points below the Maryland rate of 65.4%.

The typical cash-out refinance here is $135K, 13% smaller than the Maryland typical of $155K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%One lender: 4% approved of 23One lender: 15% approved of 62Amerisave Mortgage Corporation: 23% approved of 329One lender: 24% approved of 50One lender: 24% approved of 83One lender: 24% approved of 62Carrington Mortgage Services, LLC: 30% approved of 242Newrez LLC: 31% approved of 205One lender: 38% approved of 68One lender: 44% approved of 87One lender: 47% approved of 132One lender: 47% approved of 51One lender: 49% approved of 114One lender: 52% approved of 29One lender: 53% approved of 154One lender: 60% approved of 65One lender: 62% approved of 63One lender: 62% approved of 21One lender: 62% approved of 21United Wholesale Mortgage, LLC: 62% approved of 238One lender: 63% approved of 75Rocket Mortgage, LLC: 64% approved of 773One lender: 65% approved of 108One lender: 65% approved of 52One lender: 66% approved of 104One lender: 67% approved of 27One lender: 69% approved of 194One lender: 71% approved of 28One lender: 76% approved of 129One lender: 76% approved of 21One lender: 80% approved of 20One lender: 83% approved of 23One lender: 83% approved of 60One lender: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Baltimore County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC64%491 / 77396%$135K472
2Amerisave Mortgage Corporation23%77 / 32994%$95K72
3Carrington Mortgage Services, LLC30%72 / 24281%$135K58
4United Wholesale Mortgage, LLCBroker only62%148 / 23897%$175K144
5Newrez LLC31%64 / 205100%$115K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 205 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Baltimore County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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