HomeMarylandBaltimore cityCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Baltimore city, Maryland

Fat Boy Data analyzed cash-out refinance activity in Baltimore city, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,433 applications were decided by 210 lenders between 2023 and 2025.

Baltimore city at a glance

210Active lenders34 with 20+ decisions
53.8%Market approval rate2,386 of 4,433 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,214 loans funded

How Baltimore city compares

Approval rate compared
Baltimore city53.8%Maryland65.4%All 616 counties68.2%
Typical loan compared
Baltimore city$135KMaryland$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Baltimore city, MD, 472 of them.

POINT BREEZE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

Lenders approved 53.8% of cash-out refinance applications in Baltimore city, MD, 11.5 percentage points below the Maryland rate of 65.4%.

The typical cash-out refinance here is $135K, 13% smaller than the Maryland typical of $155K.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 4% approved of 23Mortgage Research Center, LLC: 15% approved of 62Amerisave Mortgage Corporation: 23% approved of 329Lakeview Loan Servicing, LLC: 24% approved of 50Wells Fargo Bank, National Association: 24% approved of 83New Day Financial, LLC: 24% approved of 62Carrington Mortgage Services, LLC: 30% approved of 242Newrez LLC: 31% approved of 205New American Funding, LLC: 38% approved of 68Navy Federal Credit Union: 44% approved of 87Freedom Mortgage Corporation: 47% approved of 132Mutual of Omaha Mortgage, Inc.: 47% approved of 51Pennymac Loan Services, LLC: 49% approved of 114The Federal Savings Bank: 52% approved of 29Loandepot.Com, LLC: 53% approved of 154Johns Hopkins Federal Credit Union: 60% approved of 65Village Capital & Investment LLC: 62% approved of 63Ocmbc, Inc.: 62% approved of 21NORTHROP GRUMMAN Federal Credit Union: 62% approved of 21United Wholesale Mortgage, LLC: 62% approved of 238GoodLeap, LLC: 63% approved of 75Rocket Mortgage, LLC: 64% approved of 773Manufacturers and Traders Trust Company: 65% approved of 108Aberdeen Proving Ground Federal Credit Union: 65% approved of 52Nationstar Mortgage LLC: 66% approved of 104TOWER Federal Credit Union: 67% approved of 27State Employees Credit Union of Maryland, Incorporated: 69% approved of 194Municipal Employees Credit Union of Baltimore, Incorporated: 71% approved of 28First Financial of Maryland Federal Credit Union: 76% approved of 129Equity Prime Mortgage LLC: 76% approved of 21Onity Mortgage Corporation: 80% approved of 20Primary Residential Mortgage, Inc.: 83% approved of 23JPMorgan Chase Bank, National Association: 83% approved of 60POINT BREEZE Credit Union: 96% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Baltimore city

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC64%491 / 77396%$135K472
2Amerisave Mortgage Corporation23%77 / 32994%$95K72
3Carrington Mortgage Services, LLC30%72 / 24281%$135K58
4United Wholesale Mortgage, LLCBroker only62%148 / 23897%$175K144
5Newrez LLC31%64 / 205100%$115K64

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 205 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Baltimore city. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Baltimore city

Nearby markets