NextMortgage, LLC mortgage approval rate & lending review
NextMortgage, LLC decided 1,539 mortgage applications and funded 1,311 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions NextMortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to nextmortgage.com.
NextMortgage, LLC at a glance
Approval is 8.4 points above the 86.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,274 / 1,333 | 91% | $265K | 1,157 |
| Cash-out refinance | 95% | 38 / 40 | 84% | $255K | 32 |
| Refinance | 92% | 37 / 40 | 78% | $265K | 29 |
| Investment property purchase | 93% | 89 / 96 | 84% | $245K | 75 |
NextMortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 97% | $265K | 658 | 565 |
| Texas | 91% | $245K | 431 | 348 |
| Maine | 94% | $245K | 164 | 147 |
| North Carolina | 98% | $375K | 93 | 81 |
| California | 98% | $475K | 43 | 41 |
| South Carolina | 100% | $295K | 41 | 36 |
| Oklahoma | 100% | $175K | 29 | 24 |
| Colorado | 96% | $285K | 23 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where NextMortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Volusia County, FL | Mortgage lenders | 98% | 272 | 241 |
| Penobscot County, ME | Mortgage lenders | 94% | 136 | 121 |
| Comanche County, OK | Mortgage lenders | 100% | 24 | 22 |
The county markets where NextMortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about NextMortgage, LLC
What is NextMortgage, LLC's mortgage approval rate?
NextMortgage, LLC approved 94.9% of the 1,539 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.4 points above the 86.5% national rate for the same mix of loan types.
How often do borrowers take the loan NextMortgage, LLC offers?
Borrowers accepted 90% of the loans NextMortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does NextMortgage, LLC make?
The typical home purchase mortgage loan NextMortgage, LLC made was $265K; across all loan types its typical loan ran from $245K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does NextMortgage, LLC lend?
NextMortgage, LLC decided applications in 18 of the states Fat Boy Data covers, most of them in Florida, Texas and Maine.
Can I apply to NextMortgage, LLC directly?
Yes. NextMortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is nextmortgage.com.
Does this page show NextMortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how NextMortgage, LLC treats applications, then get a rate quote from the lender.