Lender profile · HMDA 2023–2025
Noble mortgage approval rates & lending data
Noble decided 1,217 mortgage applications and funded 707 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 108 / 151 | 95% | $255K | 103 |
| Home improvement loans | 62% | 479 / 767 | 90% | $65K | 430 |
| Cash-out refinance | 83% | 29 / 35 | 93% | $255K | 27 |
| Refinance | 73% | 108 / 148 | 94% | $95K | 102 |
| Investment home improvement | 43% | 37 / 87 | 78% | $65K | 29 |
Noble lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 64% | $65K | 1,216 | 707 |
| Washington | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.