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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Fresno County, California

Fat Boy Data analyzed cash-out refinance activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,280 applications were decided by 285 lenders between 2023 and 2025.

Fresno County at a glance

285Active lenders54 with 20+ decisions
66.8%Market approval rate5,533 of 8,280 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,185 loans funded

How Fresno County compares

Approval rate compared
Fresno County66.8%California70.1%All 616 counties68.2%
Typical loan compared
Fresno County$205KCalifornia$245KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Fresno County, CA, 1,385 of them.

That is 27% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Ark-La-Tex Financial Services, LLC. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical cash-out refinance here is $205K, 16% smaller than the California typical of $245K.

Approval rate of all 54 lenders with 20+ decisions here
0%25%50%75%100%One lender: 14% approved of 71One lender: 17% approved of 53One lender: 20% approved of 148Amerisave Mortgage Corporation: 30% approved of 493One lender: 36% approved of 280One lender: 37% approved of 76One lender: 38% approved of 89One lender: 46% approved of 52One lender: 48% approved of 44One lender: 49% approved of 96Newrez LLC: 49% approved of 314One lender: 50% approved of 56One lender: 52% approved of 48One lender: 52% approved of 109One lender: 52% approved of 21One lender: 52% approved of 21The Golden 1: 55% approved of 286One lender: 57% approved of 56One lender: 59% approved of 22One lender: 62% approved of 246One lender: 65% approved of 225One lender: 67% approved of 63One lender: 68% approved of 50One lender: 70% approved of 96One lender: 70% approved of 20One lender: 70% approved of 205One lender: 71% approved of 92One lender: 71% approved of 48One lender: 71% approved of 24One lender: 73% approved of 30One lender: 74% approved of 27One lender: 75% approved of 64One lender: 75% approved of 212One lender: 77% approved of 35One lender: 78% approved of 40One lender: 79% approved of 190United Wholesale Mortgage, LLC: 79% approved of 939One lender: 79% approved of 39Rocket Mortgage, LLC: 80% approved of 1,786One lender: 80% approved of 25One lender: 81% approved of 31One lender: 81% approved of 31One lender: 83% approved of 23One lender: 84% approved of 119One lender: 84% approved of 44One lender: 85% approved of 20One lender: 88% approved of 98One lender: 90% approved of 49One lender: 92% approved of 24One lender: 93% approved of 29One lender: 95% approved of 62One lender: 100% approved of 37One lender: 100% approved of 28One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Fresno County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%1,426 / 1,78697%$145K1,385
2United Wholesale Mortgage, LLCBroker only79%744 / 93997%$215K718
3Amerisave Mortgage Corporation30%150 / 49398%$75K147
4Newrez LLC49%154 / 31498%$95K151
5The Golden 155%157 / 28697%$105K152

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 280 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Fresno County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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