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refinance lenders · HMDA 2023–2025

Refinance lenders in Fresno County, California

Fat Boy Data analyzed mortgage refinance activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,238 applications were decided by 242 lenders between 2023 and 2025.

Fresno County at a glance

242Active lenders36 with 20+ decisions
66.5%Market approval rate2,817 of 4,238 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,535 loans funded

How Fresno County compares

Approval rate compared
Fresno County66.5%California76.7%All 616 counties76.5%
Typical loan compared
Fresno County$345KCalifornia$655KAll 616 counties$295K

What the data shows

Educational Employees Credit Union made the most mortgage refinances in Fresno County, CA, 224 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 184.

Lenders approved 66.5% of mortgage refinance applications in Fresno County, CA, 10.2 percentage points below the California rate of 76.7%.

The typical mortgage refinance here is $345K, 47% smaller than the California typical of $655K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 29One lender: 23% approved of 119One lender: 33% approved of 36One lender: 39% approved of 51Educational Employees Credit Union: 40% approved of 592Lakeview Loan Servicing, LLC: 42% approved of 239One lender: 48% approved of 67One lender: 52% approved of 160One lender: 54% approved of 41One lender: 55% approved of 20One lender: 58% approved of 53One lender: 60% approved of 58One lender: 65% approved of 26One lender: 68% approved of 38One lender: 72% approved of 43One lender: 72% approved of 123One lender: 75% approved of 118Rocket Mortgage, LLC: 76% approved of 267One lender: 77% approved of 35One lender: 77% approved of 53One lender: 78% approved of 40One lender: 78% approved of 45One lender: 78% approved of 23One lender: 80% approved of 25One lender: 80% approved of 20One lender: 80% approved of 56United Wholesale Mortgage, LLC: 80% approved of 640One lender: 86% approved of 21One lender: 87% approved of 68One lender: 88% approved of 24One lender: 89% approved of 35One lender: 91% approved of 47One lender: 92% approved of 39One lender: 94% approved of 32One lender: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 184

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Fresno County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%515 / 64094%$385K483
2Educational Employees Credit Union40%234 / 59296%$155K224
3Rocket Mortgage, LLC76%204 / 26794%$345K192
4Lakeview Loan Servicing, LLC42%100 / 23946%$375K46
5Freedom Mortgage Corporation96%176 / 18477%$365K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 237 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Fresno County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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