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refinance lenders · HMDA 2023–2025

Refinance lenders in Fresno County, California

Fat Boy Data analyzed mortgage refinance activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,238 applications were decided by 242 lenders between 2023 and 2025.

Fresno County at a glance

242Active lenders36 with 20+ decisions
66.5%Market approval rate2,817 of 4,238 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up2,535 loans funded

How Fresno County compares

Approval rate compared
Fresno County66.5%California76.7%All 616 counties76.5%
Typical loan compared
Fresno County$345KCalifornia$655KAll 616 counties$295K

What the data shows

Educational Employees Credit Union made the most mortgage refinances in Fresno County, CA, 224 of them.

Freedom Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 96% of 184.

Lenders approved 66.5% of mortgage refinance applications in Fresno County, CA, 10.2 percentage points below the California rate of 76.7%.

The typical mortgage refinance here is $345K, 47% smaller than the California typical of $655K.

Approval rate of all 36 lenders with 20+ decisions here
0%25%50%75%100%American Financing Corporation: 10% approved of 29Discover Bank: 23% approved of 119The Golden 1: 33% approved of 36Spring Eq, LLC: 39% approved of 51Educational Employees Credit Union: 40% approved of 592Lakeview Loan Servicing, LLC: 42% approved of 239Newrez LLC: 48% approved of 67Bank of America, National Association: 52% approved of 160Third Federal Savings And Loan Association Of Cleveland: 54% approved of 41Homebridge Financial Services, Inc.: 55% approved of 20Mortgage Research Center, LLC: 58% approved of 53Kind Lending, LLC: 60% approved of 58PNC Bank, National Association: 65% approved of 26U.S. Bank National Association: 68% approved of 38Plaza Home Mortgage, Inc.: 72% approved of 43Noble: 72% approved of 123Pennymac Loan Services, LLC: 75% approved of 118Rocket Mortgage, LLC: 76% approved of 267Planet Home Lending, LLC: 77% approved of 35Mutual of Omaha Mortgage, Inc.: 77% approved of 53Nationstar Mortgage LLC: 78% approved of 40Wells Fargo Bank, National Association: 78% approved of 45Lendage, LLC: 78% approved of 23Zions Bancorporation, N.A.: 80% approved of 25Guild Mortgage Company LLC: 80% approved of 20Alameda Mortgage Corporation: 80% approved of 56United Wholesale Mortgage, LLC: 80% approved of 640Cmg Mortgage, Inc.: 86% approved of 21Village Capital & Investment LLC: 87% approved of 68Longbridge Financial, LLC: 88% approved of 24Golden Empire Mortgage, Inc.: 89% approved of 35Finance of America Reverse LLC: 91% approved of 47JPMorgan Chase Bank, National Association: 92% approved of 39Sun West Mortgage Company, Inc.: 94% approved of 32Amerihome Mortgage Company, LLC: 95% approved of 21Freedom Mortgage Corporation: 96% approved of 184

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Fresno County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only80%515 / 64094%$385K483
2Educational Employees Credit Union40%234 / 59296%$155K224
3Rocket Mortgage, LLC76%204 / 26794%$345K192
4Lakeview Loan Servicing, LLC42%100 / 23946%$375K46
5Freedom Mortgage Corporation96%176 / 18477%$365K136

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 237 more lenders.

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