Home improvement loan lenders in Fresno County, California
Fat Boy Data analyzed home improvement loan activity in Fresno County, California to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,618 applications were decided by 131 lenders between 2023 and 2025.
Fresno County at a glance
How Fresno County compares
What the data shows
Educational Employees Credit Union made the most home improvement loans in Fresno County, CA, 853 of them.
That is 28% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Lendage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.
Lenders approved 54.0% of home improvement loan applications in Fresno County, CA, 7.0 percentage points below the California rate of 61.0%.
The typical home improvement loan here is $75K, 35% smaller than the California typical of $115K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Fresno County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Educational Employees Credit Union | 50% | 1,007 / 2,018 | 85% | $85K | 853 |
| 2 | Bank of America, National Association | 33% | 233 / 702 | 97% | $105K | 226 |
| 3 | Noble | 63% | 403 / 642 | 89% | $65K | 359 |
| 4 | The Golden 1 | 58% | 360 / 624 | 97% | $75K | 348 |
| 5 | Spring Eq, LLC | 42% | 140 / 336 | 99% | $65K | 138 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 126 more lenders.
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