Lender profile · HMDA 2023–2025
North American Savings Bank, F.S.B. mortgage approval rates & lending data
North American Savings Bank, F.S.B. decided 2,366 mortgage applications and funded 1,942 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 1,374 / 1,560 | 99% | $385K | 1,358 |
| Cash-out refinance | 60% | 140 / 233 | 98% | $275K | 137 |
| Refinance | 65% | 87 / 133 | 95% | $395K | 83 |
| Investment property purchase | 90% | 331 / 368 | 98% | $235K | 326 |
| Investment cash-out refinance | 63% | 17 / 27 | 100% | $235K | 17 |
| Investment refinance | 45% | 17 / 38 | 88% | $265K | 15 |
North American Savings Bank, F.S.B. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 82% | $375K | 271 | 219 |
| Missouri | 83% | $305K | 258 | 213 |
| Texas | 81% | $395K | 222 | 174 |
| Virginia | 96% | $335K | 113 | 107 |
| Alaska | 95% | $425K | 112 | 105 |
| North Carolina | 85% | $355K | 110 | 91 |
| California | 83% | $715K | 107 | 89 |
| Georgia | 72% | $365K | 106 | 73 |
| Kansas | 91% | $445K | 87 | 79 |
| Arizona | 88% | $455K | 67 | 58 |
| South Carolina | 89% | $355K | 66 | 59 |
| New Jersey | 75% | $485K | 60 | 44 |
| Ohio | 75% | $325K | 60 | 44 |
| Massachusetts | 81% | $465K | 47 | 36 |
| Alabama | 91% | $435K | 44 | 39 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.