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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Maricopa County, Arizona

Fat Boy Data analyzed cash-out refinance activity in Maricopa County, Arizona, home to Phoenix, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 53,994 applications were decided by 524 lenders between 2023 and 2025.

Maricopa County at a glance

524Active lenders177 with 20+ decisions
72.2%Market approval rate39,003 of 53,994 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up36,984 loans funded

How Maricopa County compares

Approval rate compared
Maricopa County72.2%Arizona71.3%All 616 counties68.2%
Typical loan compared
Maricopa County$215KArizona$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Maricopa County, AZ, 9,518 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Sun American Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 120.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 384One lender: 24% approved of 218One lender: 28% approved of 741One lender: 30% approved of 617Amerisave Mortgage Corporation: 30% approved of 2,391One lender: 35% approved of 263One lender: 37% approved of 907One lender: 42% approved of 559One lender: 44% approved of 593One lender: 47% approved of 376One lender: 47% approved of 434One lender: 51% approved of 274Newrez LLC: 55% approved of 1,576One lender: 57% approved of 189One lender: 57% approved of 380One lender: 58% approved of 154One lender: 58% approved of 732One lender: 63% approved of 408One lender: 64% approved of 627One lender: 67% approved of 555One lender: 67% approved of 190One lender: 68% approved of 535One lender: 68% approved of 158One lender: 69% approved of 395Loandepot.Com, LLC: 69% approved of 1,445One lender: 70% approved of 158One lender: 71% approved of 174One lender: 71% approved of 382One lender: 72% approved of 1,132One lender: 74% approved of 1,206One lender: 75% approved of 842One lender: 75% approved of 145One lender: 76% approved of 186One lender: 76% approved of 279One lender: 76% approved of 946One lender: 76% approved of 257One lender: 77% approved of 122One lender: 77% approved of 381One lender: 78% approved of 209One lender: 79% approved of 1,097One lender: 80% approved of 127One lender: 80% approved of 209One lender: 81% approved of 1,061One lender: 81% approved of 156One lender: 82% approved of 234One lender: 83% approved of 1,000United Wholesale Mortgage, LLC: 83% approved of 6,545Rocket Mortgage, LLC: 84% approved of 11,723One lender: 84% approved of 148One lender: 84% approved of 121One lender: 85% approved of 592One lender: 85% approved of 120One lender: 90% approved of 531One lender: 91% approved of 342One lender: 93% approved of 244One lender: 94% approved of 242One lender: 94% approved of 126One lender: 96% approved of 208One lender: 99% approved of 254One lender: 100% approved of 120

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Maricopa County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%9,805 / 11,72397%$135K9,518
2United Wholesale Mortgage, LLCBroker only83%5,434 / 6,54598%$255K5,310
3Amerisave Mortgage Corporation30%724 / 2,39197%$115K704
4Newrez LLC55%863 / 1,57698%$135K846
5Loandepot.Com, LLC69%999 / 1,44597%$275K968

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 519 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Maricopa County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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