Originpoint LLC mortgage approval rate & lending review
Originpoint LLC decided 11,165 mortgage applications and funded 10,487 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Originpoint LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to originpoint.com.
Originpoint LLC at a glance
Approval is 9.3 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 8,405 / 8,714 | 99% | $505K | 8,354 |
| Home improvement loans | 74% | 76 / 103 | 70% | $155K | 53 |
| Cash-out refinance | 81% | 327 / 402 | 99% | $485K | 323 |
| Refinance | 92% | 843 / 913 | 99% | $685K | 836 |
| Investment property purchase | 92% | 697 / 756 | 100% | $405K | 695 |
| Investment cash-out refinance | 81% | 139 / 172 | 99% | $475K | 138 |
| Investment refinance | 88% | 80 / 91 | 100% | $565K | 80 |
Originpoint LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $925K | 2,891 | 2,670 |
| Illinois | 96% | $385K | 2,018 | 1,920 |
| Washington | 96% | $745K | 1,860 | 1,779 |
| Texas | 95% | $425K | 1,477 | 1,406 |
| Colorado | 94% | $555K | 548 | 516 |
| North Carolina | 94% | $415K | 436 | 408 |
| Maryland | 98% | $475K | 337 | 328 |
| Florida | 91% | $405K | 187 | 164 |
| District of Columbia | 98% | $675K | 150 | 146 |
| Indiana | 94% | $305K | 138 | 129 |
| Tennessee | 90% | $395K | 134 | 121 |
| Delaware | 87% | $325K | 120 | 104 |
| Virginia | 96% | $655K | 120 | 115 |
| Massachusetts | 89% | $505K | 95 | 84 |
| Pennsylvania | 96% | $305K | 80 | 75 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Originpoint LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Mortgage lenders | 97% | 1,080 | 1,029 |
| King County, WA | Mortgage lenders | 97% | 990 | 958 |
| Los Angeles County, CA | Mortgage lenders | 95% | 510 | 481 |
| Dallas County, TX | Mortgage lenders | 97% | 309 | 299 |
| Snohomish County, WA | Mortgage lenders | 98% | 230 | 226 |
| Cook County, IL | Refinance | 97% | 207 | 198 |
| San Diego County, CA | Mortgage lenders | 93% | 203 | 189 |
| San Francisco County, CA | Mortgage lenders | 96% | 191 | 183 |
| Santa Clara County, CA | Mortgage lenders | 99% | 171 | 168 |
| Alameda County, CA | Mortgage lenders | 99% | 166 | 163 |
| DuPage County, IL | Mortgage lenders | 98% | 163 | 158 |
| Lake County, IL | Mortgage lenders | 99% | 152 | 148 |
The county markets where Originpoint LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Originpoint LLC
What is Originpoint LLC's mortgage approval rate?
Originpoint LLC approved 94.7% of the 11,165 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.3 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Originpoint LLC offers?
Borrowers accepted 99% of the loans Originpoint LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Originpoint LLC make?
The typical home purchase mortgage loan Originpoint LLC made was $505K; across all loan types its typical loan ran from $155K to $685K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Originpoint LLC lend?
Originpoint LLC decided applications in 37 of the states Fat Boy Data covers, most of them in California, Illinois and Washington.
Can I apply to Originpoint LLC directly?
Yes. Originpoint LLC reports as a direct lender that takes applications from borrowers. Its website is originpoint.com.
Does this page show Originpoint LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Originpoint LLC treats applications, then get a rate quote from the lender.