Lender profile · HMDA 2023–2025
Originpoint LLC mortgage approval rates & lending data
Originpoint LLC decided 11,165 mortgage applications and funded 10,487 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 8,405 / 8,714 | 99% | $505K | 8,354 |
| Home improvement loans | 74% | 76 / 103 | 70% | $155K | 53 |
| Cash-out refinance | 81% | 327 / 402 | 99% | $485K | 323 |
| Refinance | 92% | 843 / 913 | 99% | $685K | 836 |
| Investment property purchase | 92% | 697 / 756 | 100% | $405K | 695 |
| Investment cash-out refinance | 81% | 139 / 172 | 99% | $475K | 138 |
| Investment refinance | 88% | 80 / 91 | 100% | $565K | 80 |
Originpoint LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 93% | $925K | 2,891 | 2,670 |
| Illinois | 96% | $385K | 2,018 | 1,920 |
| Washington | 96% | $745K | 1,860 | 1,779 |
| Texas | 95% | $425K | 1,477 | 1,406 |
| Colorado | 94% | $555K | 548 | 516 |
| North Carolina | 94% | $415K | 436 | 408 |
| Maryland | 98% | $475K | 337 | 328 |
| Florida | 91% | $405K | 187 | 164 |
| District of Columbia | 98% | $675K | 150 | 146 |
| Indiana | 94% | $305K | 138 | 129 |
| Tennessee | 90% | $395K | 134 | 121 |
| Delaware | 87% | $325K | 120 | 104 |
| Virginia | 96% | $655K | 120 | 115 |
| Massachusetts | 89% | $505K | 95 | 84 |
| Pennsylvania | 96% | $305K | 80 | 75 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.