Lender profile · HMDA 2023–2025
Pacific Residential Mortgage, LLC mortgage approval rates & lending data
Pacific Residential Mortgage, LLC decided 2,850 mortgage applications and funded 2,444 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,283 / 2,357 | 90% | $415K | 2,057 |
| Cash-out refinance | 96% | 111 / 116 | 83% | $265K | 92 |
| Refinance | 91% | 153 / 169 | 79% | $335K | 121 |
| Investment property purchase | 98% | 144 / 147 | 90% | $315K | 129 |
| Investment cash-out refinance | 97% | 33 / 34 | 67% | $215K | 22 |
| Investment refinance | 96% | 26 / 27 | 88% | $235K | 23 |
Pacific Residential Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 97% | $415K | 915 | 829 |
| California | 97% | $455K | 726 | 595 |
| Arizona | 96% | $375K | 482 | 387 |
| Utah | 100% | $415K | 231 | 224 |
| Alabama | 82% | $195K | 84 | 59 |
| Texas | 95% | $345K | 75 | 62 |
| Florida | 91% | $335K | 58 | 47 |
| Nevada | 96% | $395K | 55 | 47 |
| Washington | 96% | $475K | 54 | 49 |
| Colorado | 92% | $405K | 39 | 30 |
| New Mexico | 100% | $255K | 30 | 28 |
| Idaho | 96% | $325K | 26 | 23 |
| Ohio | 100% | $85K | 18 | 18 |
| Indiana | 100% | $145K | 15 | 15 |
| Georgia | 100% | $15K | 8 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.