Pacific Residential Mortgage, LLC mortgage approval rate & lending review
Pacific Residential Mortgage, LLC decided 2,850 mortgage applications and funded 2,444 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pacific Residential Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Pacific Residential Mortgage, LLC at a glance
Approval is 10.6 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,283 / 2,357 | 90% | $415K | 2,057 |
| Cash-out refinance | 96% | 111 / 116 | 83% | $265K | 92 |
| Refinance | 91% | 153 / 169 | 79% | $335K | 121 |
| Investment property purchase | 98% | 144 / 147 | 90% | $315K | 129 |
| Investment cash-out refinance | 97% | 33 / 34 | 67% | $215K | 22 |
| Investment refinance | 96% | 26 / 27 | 88% | $235K | 23 |
Pacific Residential Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 97% | $415K | 915 | 829 |
| California | 97% | $455K | 726 | 595 |
| Arizona | 96% | $375K | 482 | 387 |
| Utah | 100% | $415K | 231 | 224 |
| Alabama | 82% | $195K | 84 | 59 |
| Texas | 95% | $345K | 75 | 62 |
| Florida | 91% | $335K | 58 | 47 |
| Nevada | 96% | $395K | 55 | 47 |
| Washington | 96% | $475K | 54 | 49 |
| Colorado | 92% | $405K | 39 | 30 |
| New Mexico | 100% | $255K | 30 | 28 |
| Idaho | 96% | $325K | 26 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pacific Residential Mortgage, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Salt Lake County, UT | Mortgage lenders | 100% | 179 | 177 |
| Washington County, OR | Mortgage lenders | 98% | 181 | 167 |
| Yamhill County, OR | Mortgage lenders | 99% | 133 | 124 |
| Multnomah County, OR | Mortgage lenders | 97% | 126 | 116 |
| Linn County, OR | Mortgage lenders | 100% | 88 | 82 |
| Marion County, OR | Mortgage lenders | 95% | 74 | 68 |
| Clackamas County, OR | Mortgage lenders | 100% | 74 | 67 |
| Sonoma County, CA | Mortgage lenders | 91% | 44 | 35 |
| Lane County, OR | Mortgage lenders | 97% | 32 | 28 |
| Jackson County, OR | Mortgage lenders | 94% | 31 | 27 |
| El Dorado County, CA | Mortgage lenders | 100% | 30 | 26 |
| Mohave County, AZ | Mortgage lenders | 97% | 31 | 25 |
The county markets where Pacific Residential Mortgage, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Pacific Residential Mortgage, LLC
What is Pacific Residential Mortgage, LLC's mortgage approval rate?
Pacific Residential Mortgage, LLC approved 96.5% of the 2,850 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.6 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Pacific Residential Mortgage, LLC offers?
Borrowers accepted 89% of the loans Pacific Residential Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pacific Residential Mortgage, LLC make?
The typical home purchase mortgage loan Pacific Residential Mortgage, LLC made was $415K; across all loan types its typical loan ran from $215K to $415K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pacific Residential Mortgage, LLC lend?
Pacific Residential Mortgage, LLC decided applications in 27 of the states Fat Boy Data covers, most of them in Oregon, California and Arizona.
Can I apply to Pacific Residential Mortgage, LLC directly?
Yes. Pacific Residential Mortgage, LLC reports as a direct lender that takes applications from borrowers.
Does this page show Pacific Residential Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pacific Residential Mortgage, LLC treats applications, then get a rate quote from the lender.