Lender profile · HMDA 2023–2025
PeoplesBank mortgage approval rates & lending data
PeoplesBank decided 2,312 mortgage applications and funded 1,927 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 700 / 752 | 98% | $315K | 683 |
| Home improvement loans | 79% | 645 / 820 | 97% | $55K | 628 |
| Refinance | 84% | 456 / 540 | 98% | $95K | 445 |
| Investment property purchase | 96% | 131 / 137 | 96% | $265K | 126 |
| Investment refinance | 72% | 18 / 25 | 100% | $285K | 18 |
PeoplesBank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 85% | $95K | 1,866 | 1,544 |
| Connecticut | 90% | $355K | 417 | 364 |
| Rhode Island | 67% | $865K | 15 | 9 |
| New Hampshire | 83% | $405K | 6 | 4 |
| Maine | 100% | $485K | 5 | 5 |
| Maryland | 0% | — | 1 | 0 |
| New Jersey | 0% | — | 1 | 0 |
| Vermont | 100% | $815K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.