Home improvement loan lenders in Philadelphia County, Pennsylvania
Fat Boy Data analyzed home improvement loan activity in Philadelphia County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 15,572 applications were decided by 163 lenders between 2023 and 2025.
Philadelphia County at a glance
How Philadelphia County compares
What the data shows
Police & Fire Federal Credit Union made the most home improvement loans in Philadelphia County, PA, 1,415 of them.
1st Colonial Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 88% of 25.
Lenders approved 48.1% of home improvement loan applications in Philadelphia County, PA, 18.5 percentage points below the Pennsylvania rate of 66.7%.
The typical home improvement loan here is $55K, 15% smaller than the Pennsylvania typical of $65K.
Only 1 lender here typically writes at or below $35K: Republic Bank.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Philadelphia County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Police & Fire Federal Credit Union | 46% | 1,441 / 3,114 | 98% | $55K | 1,415 |
| 2 | Citizens Bank, National Association | 46% | 962 / 2,108 | 95% | $85K | 913 |
| 3 | Philadelphia Federal Credit Union | 58% | 1,062 / 1,838 | 96% | $55K | 1,015 |
| 4 | American Heritage FCU | 39% | 466 / 1,180 | 99% | $45K | 460 |
| 5 | Trumark Credit Union | 53% | 540 / 1,016 | 95% | $75K | 514 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 158 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Philadelphia County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.