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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Montgomery County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Montgomery County, Pennsylvania, home to Norristown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 8,909 applications were decided by 293 lenders between 2023 and 2025.

Montgomery County at a glance

293Active lenders53 with 20+ decisions
70.3%Market approval rate6,264 of 8,909 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,012 loans funded

How Montgomery County compares

Approval rate compared
Montgomery County70.3%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Montgomery County$175KPennsylvania$145KAll 616 counties$155K

What the data shows

Police & Fire Federal Credit Union made the most cash-out refinances in Montgomery County, PA, 1,473 of them.

Univest Bank and Trust Co. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical cash-out refinance here is $175K, 21% larger than the Pennsylvania typical of $145K.

Approval rate of all 53 lenders with 20+ decisions here
0%25%50%75%100%One lender: 20% approved of 71Amerisave Mortgage Corporation: 26% approved of 372One lender: 27% approved of 74One lender: 38% approved of 101One lender: 38% approved of 26One lender: 43% approved of 69One lender: 44% approved of 144One lender: 54% approved of 299One lender: 55% approved of 22One lender: 55% approved of 51One lender: 57% approved of 21One lender: 59% approved of 29One lender: 60% approved of 151One lender: 60% approved of 203One lender: 60% approved of 53One lender: 63% approved of 51One lender: 64% approved of 58One lender: 65% approved of 69Police & Fire Federal Credit Union: 68% approved of 2,183One lender: 70% approved of 180One lender: 72% approved of 39One lender: 73% approved of 22One lender: 73% approved of 78United Wholesale Mortgage, LLC: 73% approved of 323One lender: 74% approved of 23One lender: 75% approved of 71One lender: 75% approved of 44One lender: 75% approved of 40One lender: 75% approved of 36Citadel Federal Credit Union: 75% approved of 421One lender: 77% approved of 48One lender: 78% approved of 187One lender: 78% approved of 27One lender: 78% approved of 154One lender: 78% approved of 37One lender: 80% approved of 74One lender: 80% approved of 40One lender: 83% approved of 53Rocket Mortgage, LLC: 83% approved of 1,538One lender: 85% approved of 20One lender: 86% approved of 37One lender: 92% approved of 24One lender: 93% approved of 42One lender: 94% approved of 33One lender: 96% approved of 45One lender: 96% approved of 23One lender: 96% approved of 27One lender: 97% approved of 29One lender: 97% approved of 38One lender: 98% approved of 45One lender: 98% approved of 96One lender: 100% approved of 27One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Montgomery County

LenderApprovalApprovedTaken upTypical loanLoans made
1Police & Fire Federal Credit Union68%1,489 / 2,18399%$75K1,473
2Rocket Mortgage, LLC83%1,279 / 1,53897%$175K1,243
3Citadel Federal Credit Union75%317 / 42199%$155K313
4Amerisave Mortgage Corporation26%98 / 37295%$155K93
5United Wholesale Mortgage, LLCBroker only73%237 / 32397%$265K230

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 288 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Montgomery County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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