Lender profile · HMDA 2023–2025
QNB Bank mortgage approval rates & lending data
QNB Bank decided 521 mortgage applications and funded 434 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 103 / 116 | 99% | $265K | 102 |
| Home improvement loans | 80% | 119 / 148 | 95% | $45K | 113 |
| Refinance | 77% | 96 / 124 | 98% | $125K | 94 |
| Investment property purchase | 96% | 82 / 85 | 99% | $285K | 81 |
| Investment refinance | 97% | 30 / 31 | 97% | $175K | 29 |
QNB Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 85% | $125K | 518 | 431 |
| New Jersey | 100% | $735K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.