RED ROCKS Credit Union mortgage approval rate & lending review
RED ROCKS Credit Union decided 540 mortgage applications and funded 452 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions RED ROCKS Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
RED ROCKS Credit Union at a glance
Approval is 19.7 points above the 66.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 27 / 27 | 96% | $215K | 26 |
| Home improvement loans | 85% | 231 / 271 | 96% | $75K | 221 |
| Cash-out refinance | 87% | 196 / 226 | 99% | $135K | 194 |
RED ROCKS Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 87% | $75K | 537 | 452 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where RED ROCKS Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Douglas County, CO | Home improvement loans | 90% | 88 | 78 |
| Douglas County, CO | Cash-out refinance | 94% | 78 | 71 |
| Jefferson County, CO | Home improvement loans | 88% | 52 | 45 |
| Jefferson County, CO | Cash-out refinance | 93% | 43 | 40 |
| Arapahoe County, CO | Home improvement loans | 87% | 45 | 37 |
| Arapahoe County, CO | Cash-out refinance | 82% | 33 | 27 |
| Denver County, CO | Home improvement loans | 89% | 28 | 23 |
| Adams County, CO | Home improvement loans | 79% | 24 | 18 |
The county markets where RED ROCKS Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about RED ROCKS Credit Union
What is RED ROCKS Credit Union's mortgage approval rate?
RED ROCKS Credit Union approved 86.3% of the 540 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.7 points above the 66.6% national rate for the same mix of loan types.
How often do borrowers take the loan RED ROCKS Credit Union offers?
Borrowers accepted 97% of the loans RED ROCKS Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does RED ROCKS Credit Union make?
The typical home improvement loan loan RED ROCKS Credit Union made was $75K; across all loan types its typical loan ran from $75K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does RED ROCKS Credit Union lend?
RED ROCKS Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Colorado, Florida and Texas.
Can I apply to RED ROCKS Credit Union directly?
Yes. RED ROCKS Credit Union is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show RED ROCKS Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how RED ROCKS Credit Union treats applications, then get a rate quote from the lender.