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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Adams County, Colorado

Fat Boy Data analyzed home improvement loan activity in Adams County, Colorado, home to Thornton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,260 applications were decided by 129 lenders between 2023 and 2025.

Adams County at a glance

129Active lenders35 with 20+ decisions
62.4%Market approval rate3,282 of 5,260 decided
$65KTypical loanmedian lender, $10K brackets
94%Borrower take-up3,071 loans funded

How Adams County compares

Approval rate compared
Adams County62.4%Colorado69.9%All 616 counties62.7%
Typical loan compared
Adams County$65KColorado$85KAll 616 counties$75K

What the data shows

Bellco made the most home improvement loans in Adams County, CO, 541 of them.

Canvas Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 85% of 411.

Lenders approved 62.4% of home improvement loan applications in Adams County, CO, 7.5 percentage points below the Colorado rate of 69.9%.

The typical home improvement loan here is $65K, 24% smaller than the Colorado typical of $85K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 35 lenders with 20+ decisions here
0%25%50%75%100%One lender: 31% approved of 144One lender: 32% approved of 146One lender: 40% approved of 45One lender: 41% approved of 212One lender: 44% approved of 43One lender: 46% approved of 158U.S. Bank National Association: 46% approved of 277One lender: 47% approved of 30One lender: 47% approved of 110One lender: 57% approved of 30One lender: 59% approved of 41Bellco: 59% approved of 938One lender: 59% approved of 132FirstBank: 59% approved of 235One lender: 61% approved of 54One lender: 62% approved of 116Wings Credit Union: 63% approved of 491One lender: 64% approved of 77One lender: 65% approved of 31One lender: 65% approved of 88One lender: 65% approved of 118One lender: 68% approved of 25One lender: 70% approved of 119One lender: 71% approved of 24One lender: 73% approved of 22One lender: 73% approved of 147One lender: 76% approved of 21One lender: 79% approved of 24One lender: 80% approved of 35One lender: 80% approved of 71One lender: 81% approved of 139One lender: 81% approved of 95One lender: 82% approved of 158Canvas Credit Union: 85% approved of 411One lender: 95% approved of 108

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Adams County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bellco59%554 / 93898%$65K541
2Wings Credit Union63%308 / 49187%$85K269
3Canvas Credit Union85%349 / 41197%$65K338
4U.S. Bank National Association46%128 / 27798%$65K125
5FirstBank59%139 / 23596%$55K133

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 124 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Adams County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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