Reliance Savings Bank mortgage approval rate & lending review
Reliance Savings Bank decided 726 mortgage applications and funded 639 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Reliance Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Reliance Savings Bank at a glance
Approval is 12.2 points above the 77.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 259 / 273 | 97% | $175K | 252 |
| Home improvement loans | 86% | 153 / 178 | 97% | $35K | 149 |
| Refinance | 83% | 136 / 163 | 99% | $85K | 134 |
| Investment property purchase | 96% | 75 / 78 | 99% | $85K | 74 |
Reliance Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 90% | $85K | 726 | 639 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Reliance Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Blair County, PA | Mortgage lenders | 94% | 188 | 171 |
| Blair County, PA | Home improvement loans | 84% | 121 | 100 |
| Blair County, PA | Refinance | 86% | 107 | 90 |
| Centre County, PA | Mortgage lenders | 98% | 56 | 54 |
| Blair County, PA | Investment property purchase | 96% | 52 | 50 |
| Centre County, PA | Home improvement loans | 88% | 49 | 42 |
| Centre County, PA | Refinance | 76% | 51 | 39 |
| Cambria County, PA | Mortgage lenders | 96% | 26 | 25 |
The county markets where Reliance Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Reliance Savings Bank
What is Reliance Savings Bank's mortgage approval rate?
Reliance Savings Bank approved 90.1% of the 726 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.2 points above the 77.9% national rate for the same mix of loan types.
How often do borrowers take the loan Reliance Savings Bank offers?
Borrowers accepted 98% of the loans Reliance Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Reliance Savings Bank make?
The typical home purchase mortgage loan Reliance Savings Bank made was $175K; across all loan types its typical loan ran from $35K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Reliance Savings Bank lend?
Reliance Savings Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Pennsylvania.
Can I apply to Reliance Savings Bank directly?
Yes. Reliance Savings Bank is a bank or credit union with 9 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Reliance Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Reliance Savings Bank treats applications, then get a rate quote from the lender.