refinance lenders · HMDA 2023–2025

Refinance lenders in Centre County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Centre County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,210 applications were decided by 106 lenders between 2023 and 2025.

Centre County at a glance

106Active lenders14 with 20+ decisions
78.4%Market approval rate949 of 1,210 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up901 loans funded

How Centre County compares

Approval rate compared
Centre County78.4%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Centre County$125KPennsylvania$115KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Centre County, PA, 119 of them.

Jersey Shore State Bank approved the highest share of applications among lenders with at least 20 decisions here, 95% of 106.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%First National Bank of Pennsylvania: 56% approved of 187Truist Bank: 57% approved of 21First Commonwealth Bank: 65% approved of 43Reliance Savings Bank: 76% approved of 51Ameriserv Financial Bank: 77% approved of 22Citizens Bank, National Association: 81% approved of 151PNC Bank, National Association: 81% approved of 64Manufacturers and Traders Trust Company: 86% approved of 95CNB Bank: 89% approved of 27Rocket Mortgage, LLC: 89% approved of 37Penn State Federal Credit Union: 90% approved of 20Pennsylvania State Employees Credit Union: 92% approved of 60United Wholesale Mortgage, LLC: 94% approved of 50Jersey Shore State Bank: 95% approved of 106

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Centre County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Pennsylvania56%105 / 18798%$105K103
2Citizens Bank, National Association81%122 / 15198%$195K119
3Jersey Shore State Bank95%101 / 10697%$125K98
4Manufacturers and Traders Trust Company86%82 / 9590%$105K74
5PNC Bank, National Association81%52 / 6490%$105K47

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 101 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Centre County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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