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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Cambria County, Pennsylvania

Fat Boy Data analyzed home purchase mortgage activity in Cambria County, Pennsylvania, home to Johnstown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,197 applications were decided by 192 lenders between 2023 and 2025.

Cambria County at a glance

192Active lenders27 with 20+ decisions
87.9%Market approval rate2,809 of 3,197 decided
$115KTypical loanmedian lender, $10K brackets
98%Borrower take-up2,751 loans funded

How Cambria County compares

Approval rate compared
Cambria County87.9%Pennsylvania89.8%All 616 counties87.6%
Typical loan compared
Cambria County$115KPennsylvania$255KAll 616 counties$335K

What the data shows

Primelending, A Plainscapital Company made the most home purchase mortgages in Cambria County, PA, 333 of them.

Jersey Shore State Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

The typical home purchase mortgage here is $115K, 55% smaller than the Pennsylvania typical of $255K.

Approval rate of all 27 lenders with 20+ decisions here
0%25%50%75%100%One lender: 45% approved of 20One lender: 67% approved of 24One lender: 78% approved of 32First National Bank of Pennsylvania: 81% approved of 226One lender: 82% approved of 33Rocket Mortgage, LLC: 82% approved of 208One lender: 83% approved of 301st Summit Bank: 86% approved of 271One lender: 86% approved of 114One lender: 86% approved of 22One lender: 89% approved of 46One lender: 90% approved of 114One lender: 91% approved of 120One lender: 91% approved of 116One lender: 92% approved of 78One lender: 93% approved of 30One lender: 93% approved of 61One lender: 94% approved of 94Primelending, A Plainscapital Company: 94% approved of 368One lender: 94% approved of 34First Commonwealth Bank: 94% approved of 361One lender: 95% approved of 21One lender: 95% approved of 44One lender: 96% approved of 24One lender: 96% approved of 26One lender: 100% approved of 27One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Cambria County

LenderApprovalApprovedTaken upTypical loanLoans made
1Primelending, A Plainscapital Company94%345 / 36897%$115K333
2First Commonwealth Bank94%341 / 36196%$115K328
31st Summit Bank86%232 / 27199%$125K230
4First National Bank of Pennsylvania81%184 / 22699%$125K183
5Rocket Mortgage, LLC82%171 / 208100%$95K171

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 187 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Cambria County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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