Rev Federal Credit Union mortgage approval rate & lending review
Rev Federal Credit Union decided 629 mortgage applications and funded 533 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rev Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rev Federal Credit Union at a glance
Approval is 10.5 points above the 77.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 243 / 256 | 94% | $365K | 229 |
| Cash-out refinance | 83% | 231 / 277 | 99% | $125K | 228 |
| Refinance | 87% | 39 / 45 | 87% | $405K | 34 |
| Investment property purchase | 100% | 25 / 25 | 100% | $185K | 25 |
Rev Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 88% | $185K | 585 | 500 |
| North Carolina | 77% | $265K | 26 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rev Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Charleston County, SC | Cash-out refinance | 86% | 125 | 106 |
| Charleston County, SC | Mortgage lenders | 95% | 93 | 84 |
| Berkeley County, SC | Cash-out refinance | 81% | 73 | 59 |
| Dorchester County, SC | Cash-out refinance | 85% | 59 | 49 |
| Dorchester County, SC | Mortgage lenders | 92% | 52 | 45 |
The county markets where Rev Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Rev Federal Credit Union
What is Rev Federal Credit Union's mortgage approval rate?
Rev Federal Credit Union approved 88.2% of the 629 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 77.7% national rate for the same mix of loan types.
How often do borrowers take the loan Rev Federal Credit Union offers?
Borrowers accepted 96% of the loans Rev Federal Credit Union approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rev Federal Credit Union make?
The typical cash-out refinance loan Rev Federal Credit Union made was $125K; across all loan types its typical loan ran from $125K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rev Federal Credit Union lend?
Rev Federal Credit Union decided applications in 10 of the states Fat Boy Data covers, most of them in South Carolina, North Carolina and Maryland.
Can I apply to Rev Federal Credit Union directly?
Yes. Rev Federal Credit Union is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Rev Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rev Federal Credit Union treats applications, then get a rate quote from the lender.