Right Start Mortgage, Inc. mortgage approval rate & lending review
Right Start Mortgage, Inc. decided 4,950 mortgage applications and funded 4,509 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Right Start Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to rightstartmortgage.com.
Right Start Mortgage, Inc. at a glance
Approval is 5.3 points above the 86.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 4,049 / 4,366 | 100% | $285K | 4,032 |
| Cash-out refinance | 76% | 120 / 158 | 97% | $245K | 116 |
| Refinance | 85% | 198 / 233 | 98% | $255K | 194 |
| Investment property purchase | 92% | 128 / 139 | 99% | $205K | 127 |
| Investment refinance | 73% | 22 / 30 | 100% | $225K | 22 |
Right Start Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 91% | $255K | 3,204 | 2,905 |
| Florida | 94% | $455K | 550 | 518 |
| Idaho | 95% | $325K | 212 | 201 |
| Washington | 89% | $475K | 185 | 161 |
| Arizona | 95% | $305K | 148 | 139 |
| California | 87% | $425K | 141 | 117 |
| Ohio | 91% | $255K | 89 | 81 |
| Colorado | 94% | $405K | 78 | 72 |
| Georgia | 97% | $345K | 72 | 68 |
| New Mexico | 97% | $255K | 69 | 67 |
| Tennessee | 82% | $255K | 67 | 54 |
| Nevada | 92% | $395K | 36 | 33 |
| Oklahoma | 92% | $215K | 26 | 24 |
| Oregon | 91% | $265K | 22 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Right Start Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bexar County, TX | Mortgage lenders | 91% | 643 | 580 |
| Hidalgo County, TX | Mortgage lenders | 90% | 435 | 392 |
| Randall County, TX | Mortgage lenders | 98% | 268 | 263 |
| Ector County, TX | Mortgage lenders | 98% | 179 | 176 |
| Canyon County, ID | Mortgage lenders | 95% | 169 | 161 |
| Potter County, TX | Mortgage lenders | 96% | 141 | 135 |
| Cameron County, TX | Mortgage lenders | 86% | 105 | 90 |
| Webb County, TX | Mortgage lenders | 95% | 75 | 71 |
| Midland County, TX | Mortgage lenders | 97% | 65 | 63 |
| Doña Ana County, NM | Mortgage lenders | 100% | 55 | 55 |
| Guadalupe County, TX | Mortgage lenders | 88% | 60 | 53 |
| Comal County, TX | Mortgage lenders | 92% | 53 | 47 |
The county markets where Right Start Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Right Start Mortgage, Inc.
What is Right Start Mortgage, Inc.'s mortgage approval rate?
Right Start Mortgage, Inc. approved 91.6% of the 4,950 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.3 points above the 86.3% national rate for the same mix of loan types.
How often do borrowers take the loan Right Start Mortgage, Inc. offers?
Borrowers accepted 99% of the loans Right Start Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Right Start Mortgage, Inc. make?
The typical home purchase mortgage loan Right Start Mortgage, Inc. made was $285K; across all loan types its typical loan ran from $205K to $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Right Start Mortgage, Inc. lend?
Right Start Mortgage, Inc. decided applications in 27 of the states Fat Boy Data covers, most of them in Texas, Florida and Idaho.
Can I apply to Right Start Mortgage, Inc. directly?
Yes. Right Start Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is rightstartmortgage.com.
Does this page show Right Start Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Right Start Mortgage, Inc. treats applications, then get a rate quote from the lender.