Riverhills Bank mortgage approval rate & lending review
Riverhills Bank decided 969 mortgage applications and funded 796 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Riverhills Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Riverhills Bank at a glance
Approval is 0.1 points above the 85.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 673 / 772 | 96% | $235K | 645 |
| Cash-out refinance | 66% | 39 / 59 | 95% | $155K | 37 |
| Refinance | 86% | 48 / 56 | 98% | $265K | 47 |
| Investment property purchase | 89% | 48 / 54 | 98% | $175K | 47 |
Riverhills Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Riverhills Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hamilton County, OH | Mortgage lenders | 87% | 362 | 303 |
| Clermont County, OH | Mortgage lenders | 88% | 178 | 150 |
| Butler County, OH | Mortgage lenders | 87% | 78 | 65 |
| Warren County, OH | Mortgage lenders | 90% | 63 | 54 |
| Hamilton County, OH | Refinance | 86% | 36 | 30 |
| Kenton County, KY | Mortgage lenders | 91% | 32 | 27 |
| Hamilton County, OH | Investment property purchase | 91% | 23 | 20 |
| Clermont County, OH | Cash-out refinance | 66% | 29 | 19 |
| Hamilton County, OH | Cash-out refinance | 70% | 23 | 15 |
The county markets where Riverhills Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Riverhills Bank
What is Riverhills Bank's mortgage approval rate?
Riverhills Bank approved 85.4% of the 969 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.1 points above the 85.3% national rate for the same mix of loan types.
How often do borrowers take the loan Riverhills Bank offers?
Borrowers accepted 96% of the loans Riverhills Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Riverhills Bank make?
The typical home purchase mortgage loan Riverhills Bank made was $235K; across all loan types its typical loan ran from $155K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Riverhills Bank lend?
Riverhills Bank decided applications in 11 of the states Fat Boy Data covers, most of them in Ohio, Kentucky and Florida.
Can I apply to Riverhills Bank directly?
Yes. Riverhills Bank is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Riverhills Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Riverhills Bank treats applications, then get a rate quote from the lender.