Lender profile · HMDA 2023–2025
Riverhills Bank mortgage approval rates & lending data
Riverhills Bank decided 969 mortgage applications and funded 796 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 673 / 772 | 96% | $235K | 645 |
| Cash-out refinance | 66% | 39 / 59 | 95% | $155K | 37 |
| Refinance | 86% | 48 / 56 | 98% | $265K | 47 |
| Investment property purchase | 89% | 48 / 54 | 98% | $175K | 47 |
Riverhills Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 85% | $235K | 891 | 730 |
| Kentucky | 90% | $215K | 61 | 53 |
| Florida | 100% | $165K | 4 | 4 |
| North Carolina | 67% | $55K | 3 | 2 |
| Colorado | 0% | — | 2 | 0 |
| Indiana | 100% | $175K | 2 | 2 |
| Pennsylvania | 50% | $185K | 2 | 1 |
| Alabama | 100% | $195K | 1 | 1 |
| Arkansas | 100% | $765K | 1 | 1 |
| South Carolina | 100% | $615K | 1 | 1 |
| Tennessee | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.